2022 Lake Viking Ter, Gallatin, MO, 64640
About This Home
Lake Viking Waterfront Retreat! Shaded by beautiful mature trees and sitting right on the water, this Lake Viking retreat is built for lake living and making memories with the whole gang! Inside, there’s room for everyone: 4 bedrooms & 4 baths, including a roomy primary suite, a fun upstairs bonus room, plus a quiet non-conforming bedroom, and a giant basement bunkroom. Add in a huge family room with a wet bar and a wood stove, and you’ve got entertainment covered. Love extras? How about a sunroom, a great room with a cozy fireplace, a screened porch just steps from the shoreline, and plenty of places to relax after a day on the water. And oh, the lake life! Your very own oversized 1-well dock with a boat lift and a massive swim platform that's built for swimming, fishing, and all-day fun in the sun. Toys? No problem. There’s a 2-car attached garage plus a lower level garage - perfect for water toys, a bonus outbuilding with even more garage space AND a loft—perfect for storage now or future expansion later. This isn’t just a house. It’s a lake lifestyle—room for everyone, space for everything, and the water right at your doorstep. Pack your crew and jump in… the lake is calling!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Roof: Composition
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Pantry,Wet Bar
- Number of fireplaces: 1
- Fireplace features: Basement,Insert,Living Room
- Fireplace: Yes
- Finished area below ground: 2,186
- Finished area above ground: 2,169
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Electric
Interior Area
- Total structure area: 4,355
- Total interior livable area: 4,355 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 142.0930210
Features
- Patio & porch: Deck,Porch,Screened
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 1.11 Acres
- Features: Acreage
- Lot size dimensions: 1.11
Parking
- Total spaces: 5
- Parking features: Attached,Basement
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Drought
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,295 | $51,540 |
| Home Insurance * | $605 | $7,260 |
| Property Taxes | $346 | $4,152 |
| Electricity | $332 | $3,990 |
| Total | $5,578 | $66,936 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Price change | $895,000 |
| 2025-09-02 | Listed for sale | $945,000 |
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