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9819 State Route 249, Farmer, OH, 43520

3beds
1baths
1,188sqft
$119,900
$101price/sqft
$1,127/moest. monthly cost
$45,080/yrincome needed

About This Home

Affordable l.5 story country home choice! Newer: roof shingles, furnace, water heater, vinyl siding & most windows replaced, newer laminate flooring in kitchen & dining and kitchen ceiling fan replaced. Formal dining room, eat-in kitchen w/appliances. Kitchen and dining floor joists recently replaced. Laundry has built-in storage cabinetry. Knotty pine enclosed front porch. Few mature trees and extra deep 300' lot. Shared driveway. Note: Seller says crawl space depth minimal. Water turned off during winter until Spring. Seller had water lines drained and winterized.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
8/10
Fairview Middle SchoolGrades 6-84.8 mi
7/10
Fairview High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Water Heater,Dryer,Gas Oven,Gas Range,Gas Range Connection,Refrigerator,Washer
  • Laundry features: Accessible Utilities or Laundry,Electric Dryer Hookup,Inside,Main Level,Washer Hookup

Bedroom2

  • Level: Upper

Bedroom3

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Ceiling Fan(s)
  • Level: Main

Features

  • Ceiling Fan(s),Eat-in Kitchen,Pantry
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Vinyl,Wood,Laminate
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,188
  • Total interior livable area: 1,188 sqft

Kitchen

  • Features: Ceiling Fan(s),Pantry
  • Level: Main

Laundry

  • Features: Ceiling Fan(s)
  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Other

  • Level: Main

Other

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: D240016A00400
  • Zoning: Rural
  • Other equipment: TV Antenna

Features

  • Levels: One and One Half
  • Patio & porch: Enclosed Porch,Front Porch,Deck
  • Exterior features: Ramped Access
  • Has view: Yes
  • View description: See Remarks

Lot

  • Lot size: 0.68 Acres
  • Features: Level
  • Lot size dimensions: 99x300

Parking

  • Total spaces: 1
  • Parking features: Gravel,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$113$1,356
Property Taxes $215$2,580
Electricity $193$2,320
Total$1,127$13,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,640/yr
40% on housing$33,810/yr
45% on housing$30,053/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 43520
Defiance County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 43520
Defiance County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-23Listed for sale$126,500
2024-10-30Listing removed$115,000
2024-08-06Listed for sale$115,000
2004-11-09Sold$40,000

For Sale by Agent

AgentSusan K. Hale
BrokerageRE/MAX Realty of Defiance

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