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139 Dutchmans Rd, Port Haywood, VA, 23138

4beds
3baths
3,275sqft
$875,000
$267price/sqft
$5,803/moest. monthly cost
$232,120/yrincome needed

About This Home

If sunsets and sandy beach are on your 'must-have' waterfront checklist, this is the place for you. Wide open southerly views over the Mobjack Bay, with New Point Comfort Lighthouse just a few kayak strokes to the east. Come check out this expanded and renovated coastal farmhouse c. 1915. Many upgrades - Covered boatslip w/ 8K lift, automatic 22 KW generator, riprap replenishment & sand, refrigerator, extensive planting including orchard & raised beds, driveway widening 2021-2025; kitchen, baths, electric, plumbing, vapor barrier & dehumidifier, riprap revetment, pier upgrades, all weather decking in 2016; roof, siding, gutters, well in 2010. Charm and special touches - open vaulted ceiling in LR, original trim and features, primary bedroom has a private screened balcony overlooking the water, and a palatial walk-in closet/dressing room. Peaceful, private location with views that just don't stop!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
4/10
Mathews High SchoolGrades 8-128.5 mi
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1915

Materials

  • Roof: Composition,Shingle
  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: First
  • Dimensions: 12.0 x 8.2

Additional Room

  • Level: First
  • Dimensions: 11.3 x 9.7

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Gas Cooking,Microwave,Refrigerator,Stove,Water Softener,Washer

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second
  • Dimensions: 25.3 x 12.0

Bedroom3

  • Level: Second
  • Dimensions: 11.7 x 11.3

Bedroom4

  • Level: First
  • Dimensions: 16.7 x 11.6

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 13.9 x 11.2

Features

  • Beamed Ceilings,Bookcases,Built-in Features,Bedroom on Main Level,Breakfast Area,Bay Window,Ceiling Fan(s),Cathedral Ceiling(s),Separate/Formal Dining Room,Eat-in Kitchen,French Door(s)/Atrium Door(s),Fireplace,Granite Counters,High Ceilings,Kitchen Island,Bath in Primary Bedroom,Walk-In Closet(s)
  • Door features: French Doors,Sliding Doors
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 3
  • Fireplace features: Masonry,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,275

Heating & Cooling

  • Heating features: Electric,Heat Pump,Other,Zoned
  • Cooling features: Heat Pump,Zoned

Interior Area

  • Total interior livable area: 3,275 sqft

Kitchen

  • Level: First
  • Dimensions: 20.10 x 11.3

Laundry

  • Level: First
  • Dimensions: 10.3 x 7.11

Living Room

  • Level: First
  • Dimensions: 19.5 x 17.7

Master Bedroom

  • Level: Second
  • Dimensions: 17.5 x 13.10

Office

  • Level: First
  • Dimensions: 12.2 x 11.9

Property

Details

  • Parcel number: 43A11
  • Zoning description: WTF RES
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Balcony,Front Porch,Deck,Porch
  • Exterior features: Boat Lift,Deck,Dock,Sprinkler/Irrigation,Porch,Storage,Shed
  • Fencing: Mixed,Fenced
  • On waterfront: Yes
  • Waterfront features: Beach Access,Bayfront,Dock Access,Mooring,Bulkhead,Boat Ramp/Lift Access,Waterfront
  • Waterbody name: Mobjack Bay
  • Frontage length: 150.0000,150.0000
  • Topography of land: Level

Lot

  • Lot size: 2.90 Acres
  • Features: Beach Front,Fruit Trees,Waterfront,Level

Parking

  • Parking features: Circular Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Drought
Hurricane
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$619$7,428
Property Taxes $445$5,340
Electricity $315$3,785
Total$5,803$69,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,960/yr
40% on housing$174,090/yr
45% on housing$154,746/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 23138$161
Mathews County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 23138$169
Mathews County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$875,000
2021-07-22Sold$700,000
2016-02-12Sold$390,000
2005-04-27Sold$735,000

For Sale by Agent

AgentBernadette La Casse
BrokerageIsabell K. Horsley Real Estate

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