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20 Shannon St, Huntsville, TX, 77320

2beds
1baths
900sqft
$119,999
$133price/sqft
$987/moest. monthly cost
$39,480/yrincome needed

About This Home

A cozy retreat where life slows down and memories begin. Tucked beneath mature trees on a peaceful lot, this charming home invites you to settle in and stay awhile. Inside the warm, open, living space is perfect for quiet mornings with coffee, home-cooked meals shared around the table, and evenings filled with laughter, stories, and connection. The upstairs loft offers a snug, comforting escape ideal for winding down with a good book or drifting off after a long day. Step outside & feel the ease of a simpler lifestyle. Enjoy access to a neighborhood boat launch, where weekends can be spent fishing, boating, or soaking in golden sunsets. Perfectly positioned near Sam Houston State University, this home offers close proximity to campus at an affordable price, making it an ideal option for students, faculty, or anyone wanting convenience without the noise of city living. This isn’t just a house, it’s where comfort lives and stories are waiting to be written.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

2/10
5/10
Mance Park Middle SchoolGrades 7-811.9 mi
2/10
Huntsville High SchoolGrades 9-1210.6 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Block & Beam,Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Microwave,Electric Cooktop

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 1 Bedroom Down - Not Primary BR,Primary Bed - 2nd Floor

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric,Window Unit(s)

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Features: Kitchen open to Family Room,Pantry

Master Bathroom

  • Features: Primary Bath: Tub/Shower Combo

Property

Details

  • Parcel number: 35607

Features

  • Stories: 2

Lot

  • Lot size: 0.41 Acres
  • Features: Cleared,Subdivided,1/4 Up to 1/2 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Drought
Strong Wind
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$104$1,248
Property Taxes $39$468
Electricity $238$2,859
Total$987$11,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,840/yr
40% on housing$29,610/yr
45% on housing$26,320/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 12.0%
12.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 77320$171
Walker County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 77320$155
Walker County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-21Price change$119,999
2026-01-27Listed for sale$124,999
2026-01-22Listing removed$124,900
2025-10-29Price change$124,900
2025-08-20Price change$129,000
2025-07-01Listed for sale$134,000
2025-06-18Listing removed$139,000
2025-05-30Price change$139,000
2025-05-15Listed for sale$150,000
2020-03-03Listing removed$65,000
2020-01-21Pending sale$65,000
2020-01-06Listed for sale$65,000

For Sale by Agent

AgentAndy Nelson
BrokerageJLA Realty

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