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480 N J St, Salt Lake City, UT, 84103

3beds
2baths
2,132sqft
$925,000
$434price/sqft
$5,830/moest. monthly cost
$233,200/yrincome needed

About This Home

Exquisite Avenues renovation showcasing premium finishes throughout. The kitchen features custom cabinetry, elegant marble countertops, stainless steel appliances, and a stylish tile backsplash. Thoughtful upgrades including all new electrical, plumbing, windows, and sleek porcelain glazed tile flooring offer true turnkey living with modern efficiency. A lower-level apartment with a private entrance and kitchenette provides excellent income or guest potential. This space includes a spa inspired bath with a deep soaking tub and shower, backlit mirrors and quartzite countertops. Ideally located within walking distance to Smiths grocery store, dining, Lindsey Gardens, a dog park, foothills hiking trails and Ensign Elementary School. Just a short drive or bike ride to City Creek Canyon and the University of Utah. Rare Avenues off street parking with a single car garage and ally access.

Getting Around

53
WalkingSomewhat Walkable
34
TransitSome Transit
50
BikeBikeable

Schools

8/10
Ensign SchoolGrades PK-60.3 mi
5/10
West High SchoolGrades 7-121.7 mi

Construction

Condition

  • Property condition: Blt./Standing
  • Year built: 1911

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Grill/BBQ,Microwave,Refrigerator,Washer,Disposal,Built-In Range

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Basement Apartment,Walk-In Closet(s),Smart Thermostat
  • Window features: Blinds,Drapes,Bay Window(s),Double Pane Windows
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,010
  • Finished area above ground: 1,122

Heating & Cooling

  • Heating features: Forced Air,Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,132
  • Total interior livable area: 2,132 sqft

Property

Details

  • Parcel number: 0932153003

Features

  • Stories: 2
  • Patio & porch: Covered,Porch,Patio,Covered Deck,Covered Patio,Open Porch,Open Patio
  • Fencing: Partial
  • Has view: Yes
  • View description: Valley
  • Residential vegetation: Landscaping: Full,Mature Trees

Lot

  • Lot size: 4,791 sqft
  • Features: Sprinkler: Auto-Full
  • Lot size dimensions: 0.0 x 0.0 x 0.0

Parking

  • Total spaces: 2
  • Parking features: Open
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Winter Weather

FEMA Declared Disasters Across Utah Counties

Fire
Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance $212$2,544
Property Taxes $772$9,264
Electricity $169$2,039
Total$5,830$69,960

Income You'd Need if You Spent...

35% on housing$199,885/yr
40% on housing$174,900/yr
45% on housing$155,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$434This listing

vs Other Active Listings

Avg $/sqft

ZIP 84103$265
Salt Lake County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 84103$357
Salt Lake County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$995,000
2023-05-25Sold--
2023-05-19Pending sale$530,000
2023-05-15Listed for sale$530,000

For Sale by Agent

AgentGina Koziatek
BrokerageColdwell Banker Realty (Salt Lake-Sugar House)

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