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395 Lone Trl, Rhome, TX, 76078

2beds
2baths
1,421sqft
$400,000
$281price/sqft
$3,378/moest. monthly cost
$135,120/yrincome needed

About This Home

For the downsizer who refuses to downgrade. For the dreamer who's been waiting on the right piece of land. Some properties check a box or two. This one checks them all. Set on 7+ acres in Rhome, this custom-built home delivers the country lifestyle you've been picturing — open fields, a running creek, mature trees, an animal shed, and a chicken coop — without the sacrifice. Inside, the home was built in 2020 with quality at the forefront: vaulted ceilings in the open kitchen, dining, and living areas, custom countertops, a frameless walk-in shower, a dedicated office space, and a back patio deck made for slow mornings and long evenings. At 1,421 square feet, this home lives larger than its footprint. Two bedrooms, two bathrooms, and a layout built around the way people actually live. Rural enough to feel like an escape. Close enough to Decatur or the Alliance area that you never feel far from anything. This is the one people describe before they find it. Now it's found.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
Young Elementary SchoolGrades PK-59.2 mi
6/10
McCarroll Middle SchoolGrades 6-89.8 mi
5/10
Decatur High SchoolGrades 9-128.4 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Metal
  • Construction materials: Steel Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Barndominium,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 11 x 9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 14

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Other
  • Cooling features: Ceiling Fan(s),Other

Interior Area

  • Total interior livable area: 1,421 sqft

Kitchen

  • Features: Built-in Features,Eat-in Kitchen,Kitchen Island,Pantry,Walk-In Pantry
  • Level: First
  • Dimensions: 13 x 15

Laundry

  • Features: Built-in Features,Utility Sink
  • Level: First
  • Dimensions: 6 x 7

Living Room

  • Level: First
  • Dimensions: 10 x 30

Master Bathroom

  • Features: Built-in Features
  • Level: First
  • Dimensions: 8 x 10

Master Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 17 x 14

Office

  • Level: First
  • Dimensions: 7 x 9

Other

  • Features: Built-in Features
  • Level: First
  • Dimensions: 15 x 6

Property

Details

  • Parcel number: 774464

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Front Porch
  • On waterfront: Yes
  • Waterfront features: Creek
  • Horses can be raised: Yes

Lot

  • Lot size: 7.17 Acres
  • Features: Acreage,Agricultural,Many Trees

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Carport,Gravel
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$333$3,996
Property Taxes $785$9,420
Electricity $238$2,859
Total$3,378$40,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,817/yr
40% on housing$101,340/yr
45% on housing$90,080/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 76078$176
Wise County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 76078$179
Wise County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$450,000
2021-12-03Listing removed--
2021-10-22Listed for sale$43,000
2021-10-17Pending sale$43,000
2021-08-29Price change$43,000
2021-07-28Listed for sale$50,000
2017-05-11Listing removed$85,000
2017-04-26Pending sale$85,000
2017-04-20Listed for sale$85,000

For Sale by Agent

AgentKiel Lindsey
BrokerageeXp Realty, LLC

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