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9601 17th Bay St #A, Norfolk, VA, 23518

4beds
4baths
2,600sqft
$639,900
$246price/sqft
$4,509/moest. monthly cost
$180,360/yrincome needed

About This Home

Live the coastal lifestyle you've been dreaming of in this exceptional home built in 2016. Situated on a corner lot just 1.5 blocks from the beach, enjoy walkability to two farmers markets, neighborhood parks, restaurants, breweries, and the Ocean View Rec Center with its fishing pier and kayak launch. Enjoy the highly sought-after East Beach lifestyle without the East Beach price tag. The open-concept floor plan is perfect for entertaining, while the kitchen features extensive custom cabinetry, granite countertops, and stainless steel appliances, including a 2025 refrigerator and 2022 dishwasher. Custom tile work throughout and abundant storage add style and function. The spacious primary suite offers a private balcony, two walk-in closets, and a beautifully appointed ensuite bath, creating the perfect retreat at the end of the day. Outdoor living includes three balconies, a spacious composite deck with a convenient lift for groceries and beach gear, a fully fenced yard with green space, an outdoor shower, and a ground-level half bath. As an added bonus, seller will provide a 1-0 rate buy-down for one year through Mike Miller at New American Funding, saving qualified buyers approximately $329 per month with eligible Conventional, FHA, or VA financing using 0%, 3.5%, or 20% down.

Getting Around

67
WalkingSomewhat Walkable
38
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

2/10
3/10
Azalea Middle SchoolGrades 6-81.5 mi
2/10
Lake Taylor High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Pile
  • Roof: Asphalt Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Gas Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Pantry
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Attic: Walk-In

Heating & Cooling

  • Heating features: Heat Pump W/A,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 2,600 sqft

Property

Details

  • Parcel number: 00740402

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Balcony
  • Fencing: Privacy,Wood,Fenced
  • Waterfront features: Not Waterfront

Lot

  • Features: Corner

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Carport,On Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,235$38,820
Home Insurance *$351$4,212
Property Taxes $673$8,076
Electricity $250$3,005
Total$4,509$54,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,594/yr
40% on housing$135,270/yr
45% on housing$120,240/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 23518$201
Norfolk City$181

vs Homes Sold Last Month

Median $/sqft

ZIP 23518$212
Norfolk City$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentVanessa Sykes
BrokerageOwn Real Estate LLC

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