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306 Rosewood Dr, Scottsville, VA, 24590

3beds
3baths
1,985sqft
$459,900
$232price/sqft
$3,036/moest. monthly cost
$121,440/yrincome needed

About This Home

OPEN HOUSE SUNDAY AUG 16, 1:00-3:00PM! Welcome to this beautifully maintained 3-bedroom, 2.5-bath home on a private 0.72-acre lot in West River Meadows! Built in 2013, this MOVE-IN READY home offers an open floor plan with 10-foot ceilings, LVP flooring, abundant natural light, and a cozy wood-burning FIREPLACE. The kitchen features GRANITE countertops, maple cabinetry, a center ISLAND with breakfast bar, and newer LG stainless steel appliances. MAIN LEVEL spacious PRIMARY SUITE offers a WALK IN CLOSET & private bath with DUAL vanities! Upstairs, you will find TWO bedrooms and a shared FULL BATHROOM while the unfinished walkout basement provides endless potential for future living space & storage - Basement has an OFFICE and ROUGHED IN for a future bathroom! Enjoy peaceful mornings on the welcoming front porch or evenings on the back deck overlooking the spacious & private yard. Recent improvements include TWO NEW HVAC systems (2025 & 2026), NEW FLOORING, newer kitchen APPLIANCES, recently replaced front steps, and a serviced septic system! Firefly Fiber internet, attached TWO-CAR GARAGE, and NO HOA complete this exceptional property. Move right in and enjoy country living just minutes from Scottsville!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

--
6/10
Fluvanna MiddleGrades 5-75.7 mi
5/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Block
  • Roof: Architectural
  • Construction materials: Stick Built,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Double Vanity,Primary Downstairs,Walk-In Closet(s),Breakfast Bar,Entrance Foyer,High Ceilings,Home Office,Kitchen Island,Recessed Lighting,Utility Room
  • Window features: Insulated Windows
  • Flooring: Carpet,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 110
  • Finished area above ground: 1,875

Foyer

  • Level: First

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,019
  • Total interior livable area: 1,985 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: Basement

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 39137
  • Zoning description: A-1 Agricultural
  • Exclusions: Washer and dryer

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Porch

Lot

  • Lot size: 0.72 Acres
  • Features: Garden,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Drought
Earthquake
Hurricane
Inland Flooding
Lightning

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$163$1,956
Property Taxes $346$4,152
Electricity $202$2,433
Total$3,036$36,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,091/yr
40% on housing$91,080/yr
45% on housing$80,960/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 24590$163
Fluvanna County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 24590$241
Fluvanna County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$449,900
2026-07-24Price change$459,900
2026-07-09Listed for sale$465,000
2015-09-04Sold$35,000

For Sale by Agent

AgentBRENTNEY KOZUCH
BrokerageSTORY HOUSE REAL ESTATE

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