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46 Dusty Dr, Mc Dermott, OH, 45652

4beds
4baths
2,572sqft
$499,000
$194price/sqft
$3,623/moest. monthly cost
$144,920/yrincome needed

About This Home

Lakefront property and Western Hills subdivision. 4.53 acres.(2lots) 2572 ft.² of living space. 4 bedrooms. 3 1/2 bath rooms. Attached 2 car garage plus a detached garage 43‘ x 25‘ with central air and heat and 1/2 bath central air heat in house in big garage. Inground pool with a diving board vinyl fencing around pool and patio.. gazebo and a small dock on the lake. Wrap around porch, front and lakefront. Home is three levels with the view of the lake from all levels the main level features gorgeous views beautiful hardwood flooring & open floor plan. Kitchen with solid oak cabinets, stainless appliances and quartz countertops. Family room in lower level features gas fireplace, two sets of French doors leading to the screen porch vinyl plank floor flooring. 4 bedrooms consist of 2 master suites with big walk in closets. 3 bathrooms ( one features large jacuzzi tub for 2) One owner home purchased in 2000 as a new built. There was no outside amenities only gravel driveway. We made changes before moving in and added everything on outside plus purchased the adjoining lot. 25 years with lots of updates. Kids and grandkids grown. Looking to downsize. This is a wonderful neighborhood. We’ve truly loved living here.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
5/10
Northwest Middle SchoolGrades 6-83.5 mi
7/10
Northwest High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Mud sill
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Concrete,Hardwood,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Heat pump,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,572 sqft

Property

Details

  • Parcel number: 210201019

Features

  • Exterior features: Vinyl,Brick
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 5 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached,Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Ice Storm

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$376$4,512
Property Taxes $449$5,388
Electricity $275$3,310
Total$3,623$43,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,217/yr
40% on housing$108,690/yr
45% on housing$96,613/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 45652
Scioto County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 45652$144
Scioto County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-20Price change$520,000
2025-12-30Price change$530,000
2025-11-19Listed for sale$560,000
2025-11-15Listing removed$575,000
2025-05-22Listed for sale$575,000
2014-04-11Sold$27,000

For Sale by Owner

AgentProperty Owner

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