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122 S Main St, Seneca, PA, 16346

2beds
2baths
2,700sqft
$139,900
$52price/sqft
$1,233/moest. monthly cost
$49,320/yrincome needed

About This Home

Charming 2 bedroom converted church on +- 3/4 acre corner lot, with parking and additional lot across the street. Features include but not limited to; high efficiency updated forced air furnace, partially upgraded electric wiring, full bath with walk-in glass shower, cozy kitchen with newer range and refrigerator, & 3 gas fireplaces. The large open former sanctuary offers spacious open area with unlimited possibilities, the additional high ceiling room with foyer access would make for a great additional bedroom, or office; so many other possibilities. Property is zoned for either Residential or Church use currently. Call to schedule your own personal viewing!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Cranberry El SchoolGrades K-61.3 mi

Construction

Condition

  • Year built: 1889

Materials

  • Roof: Metal,Slate
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Other

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Main Level Bedroom

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Property

Details

  • Parcel number: 08040025000
  • Zoning: Residential

Lot

  • Lot size: 0.70 Acres
  • Lot size dimensions: 106'x190'

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$88$1,056
Property Taxes $142$1,704
Electricity $296$3,554
Total$1,233$14,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,274/yr
40% on housing$36,990/yr
45% on housing$32,880/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$52This listing

vs Other Active Listings

Avg $/sqft

ZIP 16346$20
Venango County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 16346$127
Venango County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-28Price change$139,900
2026-06-15Listed for sale$147,500
2012-08-08Sold$45,000

For Sale by Agent

AgentKevin Ochalek, Sr.
BrokerageHoward Hanna - Rosewood Real Estate

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