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19505 Riverside St, Athens, AL, 35611

2beds
2baths
1,786sqft
$715,000
$400price/sqft
$4,538/moest. monthly cost
$181,520/yrincome needed

About This Home

Welcome to Elk River living on this beautiful flat lot that rolls right down to the river. This Fully furnished home comes with a boat and two jet skis for all the summer fun. Newly updated and renovated home with new flooring, paint, lighting and bathrooms has wonderful curb appeal from the minute you arrive. Plenty of parking. Stunning views of the water and in ground pool with hot tub. Two bedrooms and two bathrooms with additional bunk room. Granite countertops and tile backsplash in the kitchen set the tone for this stunning retreat. Don't miss out on this opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
5/10
Clements High SchoolGrades 6-121.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Dryer,Washer

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: LVP
  • Level: First
  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Dining Room

  • Features: LVP Flooring
  • Level: First
  • Area: 208

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,786 sqft

Kitchen

  • Features: LVP
  • Level: First
  • Area: 144

Living Room

  • Features: LVP
  • Level: First
  • Area: 320

Master Bedroom

  • Features: LVP
  • Level: First
  • Area: 240

Property

Details

  • Parcel number: 05 09 32 0 000 010.000

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Patio & porch: Covered,Deck
  • Exterior features: Hot Tub,Curb/Gutters,Outdoor Kitchen
  • Spa features: Outside
  • Waterbody name: Elk River

Lot

  • Lot size: 0.96 Acres
  • Lot size dimensions: 100 x 395

Parking

  • Parking features: Garage-Two Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance *$493$5,916
Property Taxes $190$2,280
Electricity $240$2,881
Total$4,538$54,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,588/yr
40% on housing$136,140/yr
45% on housing$121,013/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 11.6%
11.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$400This listing

vs Other Active Listings

Avg $/sqft

ZIP 35611$139
Limestone County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 35611$156
Limestone County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$715,000
2023-12-20Sold$435,000
2023-11-08Contingent$450,000
2023-11-06Listed for sale$450,000

For Sale by Agent

AgentKeegan Mumaw
BrokerageKeller Williams Realty Madison

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