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378 Lone Tree Cir, Westcliffe, CO, 81252

5beds
3baths
3,960sqft
$595,000
$150price/sqft
$3,780/moest. monthly cost
$151,200/yrincome needed

About This Home

Scenic Valley Ranch. Views in all directions from Scenic Valley Ranch, including the towering Sangre de Cristos, from this ideal family ranch located a short distance from town on year round maintained road. Home consists of country kitchen, open floor plan to living area, 5 bedrooms and 3 bath locations. Fenced and cross-fenced for livestock with loafing shed and 1,000 SF barn. Great well and solar buy back system in place for low, low electric bill!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
4/10
Custer Middle SchoolGrades 6-81.9 mi
6/10
Custer County High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab on Grade
  • Roof: Metal
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer/Dryer,Water Heater,Oven/Range
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s),Vaulted Ceiling(s)
  • Window features: Window Coverings
  • Flooring: Flooring: Carpet,Flooring: Tile/Clay,Flooring: Laminate/Vinyl
  • Fireplace features: Pellet Stove

Heating

  • Heating features: Electric,Pellet Stove

Interior Area

  • Total structure area: 3,960
  • Total interior livable area: 3,960 sqft

Property

Details

  • Parcel number: 0010134850
  • Zoning description: Rural residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio- Covered
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 35.36 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Hail
Wildfire
Winter Weather
Inland Flooding
Landslide
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$301$3,612
Property Taxes $173$2,076
Electricity $298$3,587
Total$3,780$45,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,600/yr
40% on housing$113,400/yr
45% on housing$100,800/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 15.4%
15.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 81252$222
Custer County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 81252
Custer County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Listed for sale$595,000
2026-04-27Listing removed$699,000
2026-02-16Price change$699,000
2025-10-08Price change$725,000
2025-07-10Listed for sale$735,000
2025-07-07Listing removed$715,000
2025-06-04Listed for sale$715,000
2025-05-24Contingent$735,000
2025-04-01Price change$735,000
2024-12-02Listed for sale$775,000
2017-08-17Sold$349,000
2017-07-05Pending sale$349,000
2017-03-20Price change$349,000
2016-12-17Listed for sale$399,000
2013-06-10Sold$75,000
2005-08-10Sold$12,000

For Sale by Agent

AgentCarolyn Abraham, Watson Land Company Inc., Elizabeth Watson, Watson Land Company Inc.
BrokerageWatson Land Company Inc.

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