299 Center Point Dr, Montezuma, IA, 50171
About This Home
Experience Panoramic lake front views with second tier pricing. This 4 bedroom, 2 bath home is situated on over 2 lots directly across from an access lot where you have a 20 foot lake access, 2 dock slips both with a Shore Station boat lift (1electric) on a shared dock, and stunning views of the lake. Attached to the home is a 2-tiered deck over-looking a large yard with perennial gardens, established fruit tree's, and perfect for enjoying sunset views over the water. The home features 4 bedrooms, one viewing the lake, a master bedroom with a large attached master bath with a corner tub, and second full bathroom. The open concept and vaulted ceilings give the home a spacious feel as you enjoy the view through the double hung Windows, NEWLY installed in 2023! The 40x42 shop was well thought out with insulated concrete formed walls, 3-10ft overhead doors, an insulated ceiling, it's own furnace & a/c, and a half bath. Along with large overhead shelving, plenty of space for your vehicles, boats, and other seasonal toys. Installed in 2023, new roof and siding, on the house along with a new roof and solar panels on the shop. Now for the solar panel SAVINGS!!! (with a transferable warranty) The Average electric bill is $8.59, the furnace is ran by electric unless it gets below 15 deg outside, (this includes the shop!!!) resulting in aprx 200 gal of LP usage annually! (copy of bills available) Washer/dryer, stove, rfg and dishwasher ALL included. Call today for a private showing!!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1997
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Heat Pump
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,456 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1879400
Features
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Road Between Waterfront And Home
- Waterbody name: Lake Ponderosa
Lot
- Lot size: 0.33 Acres
- Lot size dimensions: front-153.16, rear-120, side 1-106.55, side 2-105.75
Parking
- Total spaces: 3
- Parking features: Insulated Garage,Heated Garage,Gravel
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Hail
- Tornado
- Winter Weather
- Heat Wave
- Inland Flooding
- Ice Storm
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,674 | $32,088 |
| Home Insurance * | $317 | $3,804 |
| Property Taxes | $374 | $4,488 |
| Electricity | $121 | $1,452 |
| Total | $3,486 | $41,832 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-12 | Listed for sale | $549,000 |
| 2026-02-12 | Listing removed | -- |
| 2025-11-19 | Price change | $590,000 |
| 2025-10-29 | Listed for sale | $595,000 |
| 2025-09-04 | Listing removed | -- |
| 2025-06-06 | Listed for sale | $599,999 |
| 2015-06-22 | Sold | $143,000 |
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