402 W 10th St, Traverse City, MI, 49684
About This Home
Unique in-town Traverse City home situated on a desirable corner lot, offering character, charm, and an unbeatable location. Originally built as a church, this one-of-a-kind property features hardwood floors throughout the main level, Corian countertops, and stainless steel appliances. The main-floor bedroom provides added convenience, while the covered front porch creates a welcoming place to relax and enjoy the neighborhood. Outside, the fenced backyard and patio offer great space for entertaining, gardening, or pets, and the detached 2-car garage provides ample storage. Located just minutes from downtown Traverse City, you'll enjoy easy access to restaurants, shopping, beaches, parks, and year-round events, making this a rare opportunity to own a distinctive home in the heart of the city.
Getting Around
Very Walkable
Very Limited Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Asphalt
- Construction materials: Frame,Cement Siding
Notable Dates
- Major remodel year: 2003
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven/Range,Disposal,Dishwasher,Washer,Dryer,Gas Water Heater
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Partial,Crawl Space,Finished Rooms
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 208.32
Family Room
- Level: Upper
- Area: 221.48
Features
- Cathedral Ceiling(s),Entrance Foyer,Pantry,Loft,Granite Bath Tops,Granite Counters,Kitchen Island,Mud Room,Ceiling Fan(s),Cable TV,High Speed Internet
- Window features: Skylight(s)
- Flooring: Wood
- Fireplace features: Wood Burning,Stove
- Fireplace: Yes
- Finished area below ground: 960
- Finished area above ground: 1,640
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,600
- Total interior livable area: 2,600 sqft
Kitchen
- Level: Main
- Area: 266
Living Room
- Level: Main
- Area: 563.16
Master Bathroom
- Features: None
Master Bedroom
- Level: Main
- Area: 136.53
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 5181806500
- Zoning description: Residential
- Special condition: Estate
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Patio,Covered
- Exterior features: Sidewalk
- Fencing: Fenced
- Waterfront features: None
Lot
- Lot size: 5,662 sqft
- Features: Corner Lot,Level,Landscaped,Subdivided
- Lot size dimensions: 50 x 115
Parking
- Total spaces: 2
- Parking features: Detached,Garage Door Opener,Paved,Concrete Floors,Asphalt,Private
- Has garage: Yes
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Lightning
- Strong Wind
- Hail
- Inland Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Grand Traverse County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,008 | $36,096 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $416 | $4,992 |
| Electricity | $283 | $3,403 |
| Total | $3,872 | $46,464 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $549,000 |
| 2026-07-13 | Price change | $595,000 |
| 2026-06-16 | Listed for sale | $625,000 |
| 2017-08-02 | Sold | $427,500 |
| 2017-08-02 | Pending sale | $449,000 |
| 2017-04-07 | Price change | $449,000 |
| 2017-02-20 | Price change | $485,000 |
| 2017-02-01 | Listed for sale | $528,000 |
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