




1213 N Summers St, Stanberry, MO, 64489
About This Home
Price Reduction on Earth Contact home located in the Stanberry Missouri City Limits and surrounded by trees and a huge yard that gives you country appeal and feel. This home is 1,745 Sq. Ft. +/- and is located on a lot that is 295' x 135'. The Home has a Forced Air Natural Gas Furnace, Central Air Conditioning, Newer Water Heater, and a Central Vacuum System. Large Kitchen area with Bar, Refrigerator, Dish Washer, Gas Stove and Mega Storage area with a second bathroom just off the Kitchen. Inviting and spacious Livingroom with Vaulted Ceilings and plenty of Recessed Lighting with two Alcoves that could be used as a office, library, or even bedrooms. Large concrete driveway and over sized attached two car Garage with plenty of wall space for storage and work bench. The Cummins Home at 1213 Summers Street, Stanberry Mo. was a unique earth-contact opportunity home designed for Richard and Louise Cummins by noted architect and professor Curtis Besinger. The home is located in the hillside as a efficient earth-contact home with natural light from sliding door and many windows on south side, plus skylights, custom-designed built-in bookcases in the alcoves and an open kitchen design. The layout of this home is comfortable and functional and ready for the New Owner. To see the Homes Story and History please go to the Supplements Section of this Listing.
Getting Around
Schools
Construction
Condition
- Year built: 1988
Materials
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Refrigerator,Built-In Oven
- Laundry features: Laundry Room,Off The Kitchen
Basement
- Basement: Other
Bathroom2
- Features: Vinyl
- Level: First
- Area: 56
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Central Vacuum,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
- Window features: Skylight(s)
- Flooring: Carpet,Ceramic Tile
- Finished area below ground: 0
- Finished area above ground: 1,745
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 1,745
- Total interior livable area: 1,745 sqft
Kitchen
- Features: Brick Floor
- Level: First
- Area: 192
Laundry
- Features: Vinyl
- Level: First
- Area: 128
Living Room
- Features: All Carpet,Brick Floor,Ceiling Fan(s)
- Level: First
- Area: 128
Master Bathroom
- Features: Vinyl
- Level: First
- Area: 88
Master Bedroom
- Features: All Carpet,Ceiling Fan(s)
- Level: First
- Area: 286
Property
Details
- Parcel number: 0609320257
- Special condition: Standard
Lot
- Lot size: 0.91 Acres
- Features: City Limits,Level
- Lot size dimensions: 295' x 135'
Parking
- Total spaces: 2
- Parking features: Attached,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tornado
- Drought
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,082 | $12,984 |
| Home Insurance * | $200 | $2,400 |
| Property Taxes | $131 | $1,572 |
| Electricity | $141 | $1,693 |
| Total | $1,554 | $18,648 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Price change | $225,000 |
| 2025-11-19 | Price change | $235,000 |
| 2025-10-17 | Listed for sale | $243,000 |
