402 N College St, Albany, MO, 64402
About This Home
This well-maintained 2 bedroom, 1 bath home offers comfort, convenience, and great outdoor living spaces. The property features an attached garage and a beautifully landscaped yard, complete with a brand-new chain-link fence-perfect for added privacy and enjoying the outdoors. You'll love the outdoor amenities, including a spacious 10' x 14' back deck and a 16' x 18' concrete patio-ideal for entertaining or relaxing on summer mornings and evenings. A 10' x 18' garden shed provides excellent storage for tools and equipment. Inside, the home offers a generous 21' x 13' living room, providing plenty of space for gatherings and everyday living. The 11' x 12' dining room is perfect for family meals or hosting guests. Both bedrooms measure 13' x 12', offering comfortable and functional living space. The kitchen is complemented by a convenient 13' x 8' utility room for laundry and additional storage. The centrally located 9' x 6' bathroom features a walk-in shower for easy accessibility. This home has been updated with new carpet and fresh interior paint throughout, creating a clean, move-in ready atmosphere. Located within walking distance to the grocery store, this property offers everyday convenience in a desirable setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 195
Materials
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 0
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 0
- Total interior livable area: 1,120 sqft
Property
Details
- Parcel number: 080419020392
- Lease amount: 0
Lot
- Lot size: 0.32 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tornado
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Strong Wind
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $174 | $2,088 |
| Property Taxes | $104 | $1,248 |
| Electricity | $141 | $1,693 |
| Total | $1,278 | $15,336 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Price change | $170,000 |
| 2026-06-08 | Price change | $176,500 |
| 2026-04-21 | Listed for sale | $180,000 |
| 2025-04-15 | Sold | -- |
| 2025-03-01 | Pending sale | $149,900 |
| 2025-01-31 | Listed for sale | $149,900 |
For Sale by Agent
View on Zillow