See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1325 Mill St, New Madrid, MO, 63869

5beds
5baths
8,688sqft
$325,000
$37price/sqft
$3,902/moest. monthly cost
$156,080/yrincome needed

About This Home

Over 8000 sq. ft. home featuring 5 bedrooms, 2 full baths and 3 half baths. Large kitchen with lots of storage. Beautiful masonry fireplace. Large dining family room, glassed in sunroom, many extras. Formerly a home and catering business. All equipment needed for a catering business is available.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
5/10
Central Middle SchoolGrades 6-81.9 mi
2/10
Central High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1959

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 2
  • 1/2 bathrooms: 3
  • Main level bathrooms: 5
  • Main level bedrooms: 5

Features

  • Number of fireplaces: 1
  • Fireplace features: Dining Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 8,688

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 8,688
  • Total interior livable area: 8,688 sqft

Property

Details

  • Parcel number: 47105.000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch

Lot

  • Lot size: 0.45 Acres
  • Features: Landscaped,Near Golf Course

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$1,415$16,980
Property Taxes $181$2,172
Electricity $663$7,961
Total$3,902$46,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,782/yr
40% on housing$117,060/yr
45% on housing$104,053/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.8%
5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$37This listing

vs Other Active Listings

Avg $/sqft

ZIP 63869$61
New Madrid County$75

vs Homes Sold Last Month

Median $/sqft

ZIP 63869
New Madrid County$38

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Listed for sale$350,000

For Sale by Agent

AgentHarvey Graham
BrokerageHARVEY GRAHAM & ASSOC. REALTY

Similar Homes