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200 Clover Ln, Portageville, MO, 63873

4beds
4baths
3,297sqft
$275,000
$83price/sqft
$2,818/moest. monthly cost
$112,720/yrincome needed

About This Home

Come see this beautifully maintained two story residence offering a great blend of space, comfort, and functionality in the heart of Portageville. With 4 spacious bedrooms and 3.5 bathrooms, this home provides plenty of room for friends or family, guests, and entertaining. The floor plan features generous living areas, natural light, and ample storage throughout to keep everything organized. Step outside to enjoy the inviting patio and spacious yard - perfect for morning coffee, outdoor activities, weekend barbecues, or relaxing evenings. A home generator provides an added peace of mind, while the attached two car garage offers convenience and additional storage. From its well-cared for condition to its spacious layout, this home is ready for its next owners to move in and make lasting memories.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
5/10
Portageville High SchoolGrades 6-120.2 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace features: Bedroom
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,297

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,297
  • Total interior livable area: 3,297 sqft

Property

Details

  • Parcel number: 26903000200100700
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 0.44 Acres
  • Features: Level
  • Lot size dimensions: 100 x 190

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$1,024$12,288
Property Taxes $153$1,836
Electricity $251$3,021
Total$2,818$33,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,617/yr
40% on housing$84,540/yr
45% on housing$75,146/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.8%
5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 63873$53
New Madrid County$73

vs Homes Sold Last Month

Median $/sqft

ZIP 63873
New Madrid County$38

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$275,000
2026-07-11Listed for sale$295,000

For Sale by Agent

AgentJenna E Ivie
BrokerageRitter Real Estate

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