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504 Sarff Ave, Gideon, MO, 63848

2beds
1baths
1,108sqft
$89,900
$81price/sqft
$920/moest. monthly cost
$36,800/yrincome needed

About This Home

Whether you’re looking for a smaller home or your next investment property, this one-story bungalow could be the perfect fit! Featuring two bedrooms, one bathroom, a comfortable living room, an eat-in kitchen, laundry room, and enclosed porch. The property also includes an attached one-car carport and a 12' x 12' outbuilding that will remain. The natural gas range, refrigerator, washer, and dryer are included with the sale, and some additional contents may also stay. The home is equipped with gas heat and window air conditioning. Affordable, manageable, and full of potential—take a look today!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Gideon Elementary SchoolGrades PK-60.2 mi
2/10
Gideon High SchoolGrades 7-120.2 mi

Construction

Condition

  • Year built: 1918

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,108

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,108 sqft

Property

Details

  • Parcel number: 236.124001008010.00
  • Special condition: Listing As Is

Features

  • Levels: One

Lot

  • Lot size: 8,712 sqft
  • Features: City Lot

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Drought
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$275$3,300
Property Taxes $50$600
Electricity $141$1,693
Total$920$11,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,542/yr
40% on housing$27,600/yr
45% on housing$24,533/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.8%
5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 63848$27
New Madrid County$75

vs Homes Sold Last Month

Median $/sqft

ZIP 63848
New Madrid County$38

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Contingent$89,900
2026-08-03Listed for sale$89,900

For Sale by Agent

AgentDon C Lancaster
BrokerageHeartland Town & Country Real Estate

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