300 Cottonstone Lane, Troy, NC, 27371
About This Home
Have you ever wanted to own your own mountain? Discover this rare 87.22 acre retreat nestled in the heart of North Carolina's Piedmont region on Cottonstone Mountain. Tucked away for ultimate privacy, this stunning 5,000 sq. ft. custom-built home offers 5 bedrooms,3.5 bathrooms, and breathtaking panoramic views from the observatory and expansive covered wrap-around porch. The home showcases exceptional craftsmanship and meticulous attention to detail with handcrafted dental moldings, 9-foot ceilings, authentic heart pine flooring, Italian tile and luxury vinyl plank. There is abundant storage throughout with spacious closets in every room. Entertaining is effortless in the well-appointed kitchen with a large island, dining room, living room, cozy sunroom, den with built-in bookcases and a stone fireplace, and an upstairs bonus room. This hunter and nature lover's oasis features land enrolled in a forest management plan, ensuring long-term sustainability and value with no HOA restrictions. Surrounded by a canopy of mature trees, the property delivers complete seclusion while remaining conveniently close to premier outdoor destinations including Lake Tillery, Badin Lake, Morrow Mountain State Park, Uwharrie National Forest and numerous championship golf courses, all just a short drive away! Perfectly positioned with easy access to Asheboro, Charlotte, Greensboro and Pinehurst, this extraordinary property offers the ideal balance of tranquility and convenience. Don't miss this one of a kind find! Schedule your private showing today and make this mountain paradise your own!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1979
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Trash Compactor,Electric Oven,Electric Cooktop,Refrigerator,Dishwasher,Cooktop,Electric Range
- Laundry features: Dryer Hookup,Washer Hookup,Laundry Room
Bedroom1
- Level: Main
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedroom5
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Level: Second
Den
- Level: Main
Dining Room
- Level: Main
Features
- High Ceilings,Bookcases,Kitchen Island,Ceiling Fan(s),Built-in Features,Gas Log
- Flooring: LVT/LVP,Tile,Wood
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Propane,Heat Pump,Fireplace(s),Electric,Forced Air
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 5,029
- Total interior livable area: 5,029 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Sunroom
- Level: Main
Property
Details
- Parcel number: 763000741826
- Zoning: residential
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Covered,Wrap Around
- Fencing: None
- Has view: Yes
- View description: See Remarks
- Waterfront features: None
- Frontage type: See Remarks
- Living area range: 5000 - 5499
Lot
- Lot size: 87.22 Acres
- Features: Wooded,Secluded
- Lot size dimensions: 1576.74 x 2505.74 x 658.93 x 766.56 x 740.64 x 644.10 x ....
Parking
- Parking features: Circular Driveway,Asphalt
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tornado
- Cold Wave
- Hurricane
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Montgomery County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,065 | $96,780 |
| Home Insurance * | $1,233 | $14,796 |
| Property Taxes | $1,877 | $22,524 |
| Electricity | $468 | $5,620 |
| Total | $11,643 | $139,716 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $1,595,000 |
| 2022-10-14 | Sold | $900,000 |
| 2022-07-11 | Pending sale | $949,000 |
| 2022-06-17 | Price change | $949,000 |
| 2022-06-12 | Price change | $969,000 |
| 2022-05-27 | Listed for sale | $974,000 |
| 2022-01-04 | Listing removed | -- |
| 2021-12-01 | Price change | $799,000 |
| 2021-11-09 | Price change | $899,000 |
| 2021-10-07 | Price change | $959,000 |
| 2021-09-07 | Listed for sale | $969,000 |
| 2008-11-21 | Sold | $265,000 |
| 2008-06-19 | Sold | $261,500 |
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