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705 S Natchez St, Kosciusko, MS, 39090

2beds
1baths
1,756sqft
$135,000
$77price/sqft
$1,096/moest. monthly cost
$43,840/yrincome needed

About This Home

Welcome to 705 South Natchez Street. This charming two-bedroom, one-bath home offers sits on a deep lot with a spacious backyard, providing room to enjoy outdoor activities, gardening, or future improvements. Inside, you'll find a flexible floor plan with multiple additional rooms that could easily serve as a home office, hobby space, playroom, or potentially be converted into a third bedroom to better suit your needs. Whether you're looking for a starter home, or a place to make your own, this property offers a great opportunity with room to grow. Conveniently located in town and close to local amenities, 705 South Natchez Street is ready for its next owner to add their personal touch.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Kosciusko Middle SchoolGrades 2-30.4 mi
5/10
7/10

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,756

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,756
  • Total interior livable area: 1,756 sqft

Property

Details

  • Parcel number: 1309291D0014000
  • Lease amount: 0

Lot

  • Lot size: 0.67 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Hurricane
Inland Flooding

FEMA Declared Disasters in Attala County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$162$1,944
Property Taxes $60$720
Electricity $192$2,304
Total$1,096$13,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,577/yr
40% on housing$32,880/yr
45% on housing$29,226/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 39090$115
Attala County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 39090
Attala County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$135,000
2026-06-03Listed for sale$139,000
2025-10-26Listing removed$140,000
2025-07-24Price change$140,000
2025-07-09Price change$145,000
2025-05-01Price change$150,000
2025-04-01Listed for sale$153,000
2019-06-25Sold--
2019-01-30Price change$58,000
2018-06-20Price change$63,000
2018-02-28Listed for sale$69,500

For Sale by Agent

AgentWes Jelen
BrokerageMcCool Thorpe Real Estate

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