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190 Harlow Rd, Thompson Falls, MT, 59873

2beds
2baths
1,120sqft
$699,000
$624price/sqft
$4,140/moest. monthly cost
$165,600/yrincome needed

About This Home

Incredibly private 10 acres with a lovely mix of meadow and trees, with gorgeous views of Flatiron ridge! This unique offering consists of 2 adjacent, separately buildable 5-acre parcels with a comfortable 1,120 square foot home, all on one level. This inviting home has hickory floors, wood and propane heat and a covered porch. This is an ideal horse property, with a spacious 50 x 60 barn and smooth wire fencing. Additional outbuildings includes a 24x30 pole-frame garage, a 24x32 covered storage building with a lean-to and a lovely, covered gazebo area for a hot tub. Located just minutes from Thompson Falls on a maintained road, this location is just the rural paradise you've been waiting for! Motivated seller!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Thompson Falls 7-8Grades 7-82.5 mi
4/10

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 35321831301650000
  • Special condition: Standard

Features

  • Fencing: Electric,Wire
  • Topography of land: Level
  • Horses can be raised: Yes

Lot

  • Lot size: 10 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Landslide
Wildfire
Heat Wave
Lightning

FEMA Declared Disasters in Sanders County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance $205$2,460
Property Taxes $250$3,000
Electricity $151$1,812
Total$4,140$49,680

Income You'd Need if You Spent...

35% on housing$141,942/yr
40% on housing$124,200/yr
45% on housing$110,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$624This listing

vs Other Active Listings

Avg $/sqft

ZIP 59873$185
Sanders County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 59873
Sanders County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$699,000
2026-07-12Listed for sale$719,000
2026-04-06Listing removed$799,000
2025-09-25Listed for sale$799,000
2025-07-31Listing removed$799,000
2025-06-24Price change$799,000
2025-06-02Listed for sale$849,000

For Sale by Agent

AgentJenna J Brown
BrokerageElliott Realty

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