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133 Caroline St, Rusk, TX, 75785

3beds
2baths
1,595sqft
$259,900
$163price/sqft
$2,002/moest. monthly cost
$80,080/yrincome needed

About This Home

Beautifully updated and move-in ready, this well maintained home on Caroline Street offers extensive interior upgrades throughout with a clean modern finish. The kitchen features new countertops, updated backsplash, newer Whirlpool appliances including an electric cooktop range, microwave, and dishwasher, along with updated cabinet and drawer hardware. Both bathrooms have been tastefully renovated with new tile work, updated fixtures, and all new toilets. The primary suite includes a newly installed walk-in shower, while the guest bathroom features a new tub and shower combo. Additional improvements include new 20 mil luxury vinyl plank flooring throughout the living areas and hallways, new trim and crown molding throughout the home, and updated recessed lighting in most of the house. This property has been thoughtfully improved and is ready for its next owner to enjoy. A Generac generator is available and may be negotiated separately, but is not included in the list price. An adjacent lot just under half an acre is also available for purchase and may be purchased in conjunction with the home.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
Rusk Elementary SchoolGrades 2-30.4 mi
7/10
Rusk Junior High SchoolGrades 6-81.4 mi
4/10
Rusk High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick and Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric

Bathroom

  • Features: Shower Only,Shower/Tub

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Living Combo

Features

  • Ceiling Fan(s)
  • Flooring: Vinyl Plank
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,595
  • Total interior livable area: 1,595 sqft

Property

Details

  • Parcel number: 227535000
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio Covered
  • Fencing: Chain Link

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$330$3,960
Property Taxes $120$1,440
Electricity $238$2,859
Total$2,002$24,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,640/yr
40% on housing$60,060/yr
45% on housing$53,386/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 75785$200
Cherokee County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 75785$113
Cherokee County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$275,000

For Sale by Agent

AgentHunter Townsend
BrokerageHunter Townsend Real Estate

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