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32105 S Finley Rd, Kennewick, WA, 99337

4beds
2baths
2,648sqft
$459,000
$173price/sqft
$2,997/moest. monthly cost
$119,880/yrincome needed

About This Home

MLS# 288721 Enjoy close-in rural living on about an acre with updates that matter and room to spread out. This 4 bedroom, 2 bath home features a brand new roof, 2023 HVAC, 2023 electrical panel, and new hot water tank and water softener. Vinyl windows are only a couple years old and new paint inside and out. Inside you will find hardwood floors upstairs and durable LVP downstairs, remodeled bathrooms, a spacious, sunlit kitchen with all appliances included, even the washer and dryer, and a large laundry room. Flexible floorplan has formal living and formal dining plus two family rooms, one upstairs and one downstairs. Built-on greenhouse doubles as a sunroom for year-round use. Convenient location near Riverview High, Middle School, and Finley Shopper.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

2/10
Finley Elementary SchoolGrades PK-51.6 mi
4/10
Finley Middle SchoolGrades 6-80.5 mi
5/10
River View High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Existing Construction (Not New)
  • Year built: 1948

Materials

  • Foundation: Concrete
  • Roof: Comp Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range/Oven,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Sink

Basement

  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Storage,Ceiling Fan(s)
  • Window features: Double Pane Windows,Windows - Vinyl,Drapes/Curtains/Blinds
  • Flooring: Laminate,Vinyl,Wood,Other,See Remarks
  • Number of fireplaces: 2
  • Fireplace features: 2,Family Room,Wood Burning,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,944
  • Total interior livable area: 2,648 sqft

Property

Details

  • Parcel number: 123802010786004
  • Zoning description: Residential

Features

  • Levels: 1 Story w/Basement
  • Stories: 1
  • Patio & porch: Patio/Covered,Porch
  • Fencing: Fenced

Lot

  • Lot size: 1 Acres
  • Features: Animals Allowed,Located in County,Plat Map - Recorded,Residential Acreage
  • Lot size dimensions: 168 x 256

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Wildfire
Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters in Benton County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$148$1,776
Property Taxes $348$4,176
Electricity $181$2,173
Total$2,997$35,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,754/yr
40% on housing$89,910/yr
45% on housing$79,920/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 99337$221
Benton County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 99337$227
Benton County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$479,000
2025-11-07Listed for sale$499,900
2025-09-01Listing removed$525,000
2025-03-20Listed for sale$525,000
2017-09-19Sold$98,376

For Sale by Agent

AgentRobert Sheedy
BrokerageRE/MAX Northwest REALTORS

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