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605 E Montgomery St, Henderson, NC, 27536

3beds
2baths
1,238sqft
$190,000
$153price/sqft
$1,513/moest. monthly cost
$60,520/yrincome needed

About This Home

Motivated seller willing to help with some closing costs with an acceptable Offer. Location, Location, location, just a short drive to Durham, and Raleigh, remodeled home with alot of upgrades, come and make this your dream home.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

1/10
Clarke Elementary SchoolGrades PK-52.3 mi
3/10
1/10

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,238

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,238
  • Total interior livable area: 1,238 sqft

Property

Details

  • Parcel number: 0076 05007
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage,Open
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Vance County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$111$1,332
Property Taxes $242$2,904
Electricity $200$2,405
Total$1,513$18,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,874/yr
40% on housing$45,390/yr
45% on housing$40,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 27536$107
Vance County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 27536$136
Vance County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-05Price change$200,000
2026-03-04Price change$205,000
2026-02-17Price change$209,000
2026-01-25Listed for sale$210,000
2026-01-11Pending sale$210,000
2025-12-16Price change$210,000
2025-10-18Price change$215,000
2025-10-02Price change$220,000
2025-09-03Price change$222,500
2025-07-29Price change$225,000
2025-07-08Price change$227,000
2025-06-19Listed for sale$230,000
2025-01-23Sold$115,000
2025-01-09Pending sale$119,000
2025-01-07Listed for sale$119,000
2006-08-09Sold$500
2005-08-02Sold$61,500

For Sale by Agent

AgentMynor Contreras Martinez
BrokerageWinland Realty, LLC

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