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1025 4th St, Morgan City, LA, 70380

2beds
1baths
1,122sqft
$94,900
$85price/sqft
$843/moest. monthly cost
$33,720/yrincome needed

About This Home

Classic one-story Morgan City cottage offering 2 bedrooms and 1 full bath. The floor plan includes a living room, dining area, kitchen, laundry room, and approximately 1,122 square feet of living area, plus an open front porch. Situated on an approximately 50 x 150 lot with driveway parking, a detached carport, and detached storage building. Property is vacant and sold as-is. Buyer to verify all measurements, square footage, condition, utilities, and other property information.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

6/10
3/10
6/10
Morgan City High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1910

Materials

  • Foundation: Raised
  • Roof: Asphalt,Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Range

Bathroom

  • Level: Lower
  • Dimensions: 11'0" x 6'10"

Bedroom

  • Level: Lower
  • Dimensions: 13'7" x 12'6"

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Lower
  • Dimensions: 13'11" x 13'10"

Features

  • Ceiling Fan(s)
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,217
  • Total interior livable area: 1,122 sqft

Kitchen

  • Level: Lower
  • Dimensions: 11'1" x 15'5"

Laundry

  • Level: Lower
  • Dimensions: 5'2" x 8'4"

Living Room

  • Level: Lower
  • Dimensions: 11'3" x 12'6"

Master Bedroom

  • Level: Lower
  • Dimensions: 17'3" x 12'1"

Property

Details

  • Parcel number: 3194361286
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Concrete,Covered,Porch
  • Exterior features: Fence,Porch

Lot

  • Lot size: 7,405 sqft
  • Features: City Lot,Rectangular Lot
  • Lot size dimensions: 50 x 150

Parking

  • Parking features: Carport,Driveway,Detached
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Lightning
Tornado
Coastal Flooding
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Other
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $479$5,748
Home Insurance *$187$2,244
Property Taxes $30$360
Electricity $147$1,773
Total$843$10,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,902/yr
40% on housing$25,290/yr
45% on housing$22,480/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 70380$86
St. Mary Parish$95

vs Homes Sold Last Month

Median $/sqft

ZIP 70380$97
St. Mary Parish$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-05-15Sold--
2022-03-25Sold--
2022-02-18Pending sale$137,000
2022-02-16Listed for sale$137,000
2020-09-17Sold--
2020-08-17Pending sale$87,000
2020-05-29Listed for sale$87,000
2020-05-19Pending sale$87,000
2020-05-15Listed for sale$87,000

Unknown Listed By

AgentStephen Hammond
BrokerageVylla Home

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