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1220 N Concord St, Indianapolis, IN, 46222

3beds
1baths
1,638sqft
$177,000
$108price/sqft
$1,335/moest. monthly cost
$53,400/yrincome needed

About This Home

Step into the charm of 1220 N Concord St! Built in 1911, this inviting 3-bedroom, 1-bath home offers 1,148 square feet of character and comfortable living space. From the moment you walk in, you'll love the warm and welcoming feel throughout. The spacious living room provides the perfect gathering space for relaxing evenings, game nights, or curling up with a good book. With three bedrooms, there's plenty of room for family, guests, a home office, or hobbies. The home's 1.5-story layout adds to its character, while the basement offers valuable additional space for storage or future use. Outside, the generous 0.40-acre yard, complemented by a fence that is approximately one year old, provides plenty of room to enjoy the outdoors-whether you're hosting a summer barbecue, gardening, playing, or simply relaxing in your own private space.. Full of charm, character, and opportunity, 1220 N Concord St is ready for its next chapter. Come take a look and see all this delightful home has to offer!

Getting Around

60
WalkingSomewhat Walkable
38
TransitSome Transit
50
BikeBikeable

Schools

4/10
Ernie Pyle School 90Grades PK-50.4 mi
4/10
William Penn School 49Grades 6-82.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1911

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Gas Water Heater,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Main
  • Area: 180
  • Dimensions: 20x9

Bedroom3

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,638
  • Total interior livable area: 1,638 sqft

Kitchen

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Living Room

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Master Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Property

Details

  • Parcel number: 490633155022000901
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 0.40 Acres
  • Features: Storm Sewer,Street Lights,Mature Trees,Trees-Small (Under 20 Ft)

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $895$10,740
Home Insurance *$187$2,244
Property Taxes $69$828
Electricity $184$2,212
Total$1,335$16,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,771/yr
40% on housing$40,050/yr
45% on housing$35,600/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 46222$89
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46222$96
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$177,000
2026-07-23Price change$184,000
2026-07-18Listed for sale$192,000
2024-07-24Sold$150,000
2024-07-03Pending sale$150,000
2024-07-02Listed for sale$150,000
2022-11-30Sold$100,000
2022-11-10Pending sale$110,000
2022-10-14Listed for sale$110,000
2022-10-13Pending sale$110,000
2022-10-04Listed for sale$110,000
2020-06-01Listing removed$90,000
2020-05-21Pending sale$90,000
2020-05-21Listed for sale$90,000
2020-02-15Listing removed$850
2020-01-23Listed for rent$850
2019-08-26Sold$55,000
2014-07-31Sold$36,932
2014-04-14Listing removed$39,900
2014-01-14Listed for sale$39,900

For Sale by Agent

AgentIscary Payano
Brokerage1 Percent Lists Indiana Real Estate

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