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274 N Mount St, Indianapolis, IN, 46222

4beds
2baths
2,280sqft
$249,990
$110price/sqft
$1,923/moest. monthly cost
$76,920/yrincome needed

About This Home

Just across the White River, this four bedroom - two full bathroom home is a short drive to a thriving part of downtown Indianapolis, including the hospital campuses and the Indy Zoo! Refinished original hardwoods in the main living space give the home high-end feels. The kitchen remodel gives functional cabinet space with attractive tile work, stone countertops and a gas range. Updates to the A/C, water heater and fresh paint throughout. Spend time on the covered front porch or in the fenced-in backyard! The quiet street is welcoming with plenty of parking, plus a functional one car garage! And it doesn't hurt to be around the corner from Workingman's Friend!

Getting Around

70
WalkingVery Walkable
37
TransitSome Transit
56
BikeBikeable

Schools

4/10
Ernie Pyle School 90Grades PK-51.5 mi
4/10
William Penn School 49Grades 6-81.2 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Refrigerator

Basement

  • Has basement: Yes

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 11x13

Bedroom4

  • Level: Main
  • Area: 165
  • Dimensions: 11x15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Hardwood Floors
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Masonry
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 2,280 sqft

Kitchen

  • Level: Main
  • Area: 204
  • Dimensions: 12x17

Living Room

  • Level: Main
  • Area: 91
  • Dimensions: 13x7

Master Bedroom

  • Level: Upper
  • Area: 198
  • Dimensions: 18x11

Property

Details

  • Parcel number: 491104132039000901
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Fencing: Fenced,Full

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$265$3,180
Property Taxes $185$2,220
Electricity $209$2,508
Total$1,923$23,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,931/yr
40% on housing$57,690/yr
45% on housing$51,280/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 46222$89
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46222$96
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$249,990
2026-01-21Sold$140,000
2025-11-05Listed for sale$160,000
2009-11-12Sold$13,500
2009-10-19Listed for sale$11,000
2009-09-01Sold$79,478
2008-03-19Sold$79,478

For Sale by Agent

AgentDaniel Leeper
BrokerageeXp Realty LLC

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