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1314 S Pershing Ave, Indianapolis, IN, 46221

2beds
1baths
1,014sqft
$138,500
$137price/sqft
$1,188/moest. monthly cost
$47,520/yrincome needed

About This Home

Completely Renovated & Move-in Ready! This beautifully updated home features modern finishes and quality craftsmanship throughout. With soaring 10-foot ceilings, the home feels open, bright, and spacious from the moment you walk in. The fully renovated kitchen includes quartz countertops, stainless steel appliances, updated cabinetry, and a modern lighting package. Waterproof luxury vinyl plank flooring runs throughout the home, combining durability with style. The bathroom features a beautifully tiled tub surround with ceramic tiles extending to the ceiling for a clean, upscale finish. Major upgrades include all new plumbing, electrical, furnace, central air system, doors, and recessed can lighting. Every detail has been thoughtfully updated, making this home truly move-in ready and perfect for anyone seeking modern comfort with low-maintenance living. Schedule a showing today!

Getting Around

49
WalkingCar-Dependent
22
TransitMinimal Transit
52
BikeBikeable

Schools

3/10
Daniel Webster School 46Grades PK-50.5 mi
4/10
William Penn School 49Grades 6-80.5 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Microwave,Electric Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Breakfast Room

  • Level: Main
  • Area: 63
  • Dimensions: 7x9

Features

  • Attic Access,Eat-in Kitchen,Pantry,Walk-In Closet(s)
  • Attic: Access Only
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,014
  • Total interior livable area: 1,014 sqft

Kitchen

  • Level: Main
  • Area: 70
  • Dimensions: 7x10

Laundry

  • Level: Main
  • Area: 60
  • Dimensions: 6x10

Living Room

  • Level: Main
  • Area: 221
  • Dimensions: 13x17

Master Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Property

Details

  • Parcel number: 491116111032000901
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5,662 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $700$8,400
Home Insurance *$92$1,104
Property Taxes $212$2,544
Electricity $184$2,212
Total$1,188$14,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,731/yr
40% on housing$35,640/yr
45% on housing$31,680/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 46221$103
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46221$143
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$138,500
2026-06-19Pending sale$138,500
2026-06-14Price change$138,500
2026-05-28Listed for sale$143,500

For Sale by Agent

AgentFrancheska Watts
BrokerageLifeStyle Realty Group, INC

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