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4520 E 128th Place, Thornton, CO, 80241

3beds
3baths
2,214sqft
$530,000
$239price/sqft
$3,460/moest. monthly cost
$138,400/yrincome needed

About This Home

Welcome home to this beautifully maintained ranch in a desirable Thornton neighborhood! Offering 3 bedrooms, 3 bathrooms, and 2,214 finished square feet, this home combines comfortable main level living with the added flexibility of a finished basement, perfect for entertaining, guests, a home office, or additional living space. You'll love the inviting curb appeal, enhanced by the beautifully landscaped front yard, while the private backyard provides an ideal setting for relaxing or hosting gatherings around the gas firepit. The extended driveway offers additional parking and convenience. This home has been thoughtfully updated with a new roof (2024), leased solar panels for improved energy efficiency, new interior paint throughout, and premium Pella and Andersen windows plus a sliding glass door on the main level, complete with a transferable warranty. Ideally located with easy access to parks, shopping, dining, schools, and major commuter routes, this home offers both comfort and convenience. This home is truly move in ready. Don't miss this exceptional opportunity to own a thoughtfully updated ranch in one of Thornton's most convenient locations!

Getting Around

51
WalkingSomewhat Walkable
21
TransitMinimal Transit
54
BikeBikeable

Schools

6/10
7/10
Rocky Top Middle SchoolGrades 6-82.0 mi
8/10
Horizon High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Composition
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Main

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • 1/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Open Floorplan,Primary Suite
  • Window features: Window Coverings
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 861
  • Finished area above ground: 1,239

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,214
  • Total interior livable area: 2,214 sqft

Property

Details

  • Parcel number: R0010211
  • Special condition: Standard
  • Exclusions: Sellers Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Full

Lot

  • Lot size: 7,700 sqft
  • Features: Landscaped,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Cold Wave
Lightning
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$304$3,648
Property Taxes $291$3,492
Electricity $186$2,232
Total$3,460$41,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,628/yr
40% on housing$103,800/yr
45% on housing$92,266/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 80241$200
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80241$209
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$530,000
2021-10-06Sold$471,000
2021-08-31Pending sale$465,000
2021-08-28Listed for sale$465,000
2020-10-06Sold$395,000
2020-08-24Pending sale$370,000
2020-08-20Listed for sale$370,000

For Sale by Agent

AgentAdam Maxey
BrokerageReal Broker, LLC DBA Real

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