13102 Saint Paul Drive, Thornton, CO, 80241
About This Home
PRICE ADJUSTMENT! Seller has instructed me to adjust the price - WOW!!!! NO OTHER LISTING in the area is at this price point. You can now buy this house for $545,000. This is a fabulous house - great lot - NO HOA - brand new deck - brand new carpet in the bedrooms - Updated kitchen with stainless streel, soft close drawers, newer appliances... That's incredible to think you could get into this house for $545,000! Discover this beautifully updated bi-level in Thornton’s sought-after Cottonwood Lakes neighborhood, where mature trees, lush landscaping, and perennial gardens create a warm and welcoming setting. Situated on a spacious 10,000 sq ft lot, this move-in-ready home blends modern updates with inviting indoor and outdoor living. Step outside to your private backyard retreat featuring a NEW EXPANSIVE UPPER DECK and covered patio below—perfect for entertaining, relaxing, or enjoying Colorado evenings. Inside, abundant natural light highlights the remodeled kitchen, updated bathrooms, newer hard-surface flooring, BRAND NEW CARPET, newer windows, and a newer roof for added peace of mind. The versatile layout offers generous living spaces and room to grow, while the large backyard provides endless possibilities for gardening, pets, play, or future outdoor enhancements. Enjoy easy access to shopping, dining, parks, schools, walking trails, open space, and a nearby nature preserve, all within the vibrant Cottonwood Lakes community. This is Colorado living at its best—thoughtfully updated, ideally located, and ready to WELCOME YOU HOME!
Getting Around
Car-Dependent
Minimal Transit
BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Roof: Composition
- Construction materials: Brick,Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Self Cleaning Oven,Washer
Bathroom
- Features: Primary Suite
- Level: Upper
Bathroom
- Level: Upper
Bathroom
- Level: Lower
Bedroom
- Features: Primary Suite
- Level: Upper
- Area: 168.75
- Dimensions: 12.5 x 13.5
Bedroom
- Level: Upper
- Area: 115.5
- Dimensions: 11 x 10.5
Bedroom
- Level: Upper
- Area: 110
- Dimensions: 11 x 10
Bedroom
- Level: Lower
- Area: 155
- Dimensions: 10 x 15.5
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Upper
- Area: 115.5
- Dimensions: 10.5 x 11
Family Room
- Level: Lower
- Area: 283.5
- Dimensions: 13.5 x 21
Features
- Ceiling Fan(s),Eat-in Kitchen,Laminate Counters,Vaulted Ceiling(s)
- Window features: Double Pane Windows
- Flooring: Carpet,Laminate
- Number of fireplaces: 1
- Fireplace features: Family Room,Wood Burning,Wood Burning Stove
- Fireplace: Yes
- Finished area above ground: 2,035
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,035
- Total interior livable area: 2,035 sqft
Kitchen
- Level: Upper
- Area: 126
- Dimensions: 10.5 x 12
Laundry
- Level: Lower
- Area: 47.5
- Dimensions: 5 x 9.5
Living Room
- Level: Upper
- Area: 206.25
- Dimensions: 12.5 x 16.5
Property
Details
- Parcel number: R0016629
- Zoning: R
- Special condition: Standard
- Exclusions: None Other
Features
- Patio & porch: Covered,Deck,Front Porch
- Exterior features: Garden,Private Yard
- Fencing: Full
Lot
- Lot size: 10,018 sqft
- Features: Corner Lot,Landscaped,Level,Sprinklers In Front,Sprinklers In Rear
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Cold Wave
- Winter Weather
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,826 | $33,912 |
| Home Insurance * | $320 | $3,840 |
| Property Taxes | $307 | $3,684 |
| Electricity | $186 | $2,232 |
| Total | $3,639 | $43,668 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $545,000 |
| 2026-06-20 | Listed for sale | $559,000 |
| 2017-04-12 | Sold | $350,000 |
| 2017-02-28 | Pending sale | $385,000 |
| 2017-02-21 | Listed for sale | $385,000 |
| 2002-05-28 | Sold | $225,000 |
View on Zillow