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2181 E 129th Drive, Thornton, CO, 80241

5beds
3baths
4,811sqft
$795,000
$165price/sqft
$5,275/moest. monthly cost
$211,000/yrincome needed

About This Home

Welcome to this exceptional five-bedroom, three-bathroom home on an oversized corner lot in the highly desirable North Lake Estates community. With no HOA, this beautifully maintained residence offers the perfect balance of timeless design, thoughtful updates, and everyday functionality. A grand foyer welcomes you inside, where rich hardwood floors, plantation shutters, oversized windows, and abundant natural light create an inviting first impression. Off the entry, the elegant sunken family room provides a warm gathering space. The formal dining room is ideal for hosting, while the dramatic two-story living room with a cozy fireplace serves as the heart of the home. The thoughtfully updated kitchen features custom cabinetry, a stone backsplash, an oversized granite island, abundant storage, a generous walk-in pantry, and a sunny eat-in dining area. A main-level office or fifth bedroom with an adjacent bathroom offers flexibility for guests, multigenerational living, or working from home. Upstairs, the luxurious primary suite offers a peaceful retreat with a custom walk-in shower, soaking tub, and sitting area. Three additional well-appointed bedrooms and a full bathroom complete the upper level. The finished basement offers an oversized recreation room perfect for a media room, game room, fitness area, or entertaining. Step outside to enjoy the beautifully landscaped backyard with mature trees, a tranquil pond with fish, RV parking, a storage shed, and an oversized three-car garage. The private outdoor setting offers ample room to relax, entertain, garden, or enjoy summer evenings. Recent updates include a newer roof, windows, siding, gutters, carpet, driveway, shutters, window coverings and water softener. Ideally located near Eastlake, the Signal Ditch Trail, the N Line Light Rail, and I-25, this exceptional home combines generous living spaces, quality craftsmanship, and an unbeatable location in one of the area’s most sought-after neighborhoods.

Getting Around

44
WalkingCar-Dependent
0
TransitNo Nearby Transit
38
BikeSomewhat Bikeable

Schools

4/10
4/10
Century Middle SchoolGrades 6-80.4 mi
6/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1994

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Range Hood,Refrigerator,Washer,Water Softener

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bathroom

  • Features: Primary Suite
  • Level: Upper

Bedroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Features: Primary Suite
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Five Piece Bath,Granite Counters,High Ceilings,Kitchen Island,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Window Coverings,Window Treatments
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 640
  • Finished area above ground: 3,184

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,811
  • Total interior livable area: 4,811 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Media Room

  • Level: Basement

Property

Details

  • Parcel number: R0018445
  • Special condition: Standard
  • Exclusions: Staging Furniture,Sellers Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Exterior features: Private Yard,Rain Gutters,Water Feature
  • Fencing: Full

Lot

  • Lot size: 0.31 Acres
  • Features: Corner Lot,Landscaped,Level,Many Trees,Near Public Transit,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 4
  • Parking features: Exterior Access Door
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Cold Wave
Winter Weather
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$456$5,472
Property Taxes $437$5,244
Electricity $363$4,358
Total$5,275$63,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,857/yr
40% on housing$158,250/yr
45% on housing$140,666/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 80241$202
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80241$209
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$795,000
2026-08-04Listed for sale$795,000
2001-07-17Sold$339,900

For Sale by Agent

AgentRyan Gantt
BrokerageFarmhouse Realty

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