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26 Harbor Hill Rd, Chilmark, MA, 02535

2beds
3baths
2,250sqft
$7,000,000
$3,111price/sqft
$42,506/moest. monthly cost
$1,700,240/yrincome needed

About This Home

Martha's Vineyard has many wonderful properties but only a few are irreplaceable. Menemsha Harbor is authentic and irreplaceable and this property, Topmast, is the highest and most spacious lot with lovely yard and rare privacy. Topmast was designed and built by master craftsmen in 2016 with unusual quality and care and only occupied a few days each year so virtually brand new. Included close by is a 37+ ft end dock space with 4+ ft low tide draft which makes Topmast arguably the finest Menemsha Harbor home and property. The breathtaking 180 degree views of Menemsha Harbor, Village and Pond, the Aquinnah coastline and Lighthouse and Elizabeth Islands are only rivaled by the dramatic sunsets year round. Topmast is unique as a family home or a special addition to a grand property. (see great video on LINK and Tea Lane web page)

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: poured concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stove: yes,Washer: yes

Basement

  • Has basement: Yes
  • Basement: 4 usuable rooms including laundry room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • A,AC,Disp,Ins,Irr,MiniSplit,OSh,Floor 1: Foyer,powder room,kitchen,dining area,living room area and exercise/sleeping area,Floor 2: nice landing with open den/sleeping area,spacious outside balcony,corridor to two bedrooms,one full bath and one half bath
  • Flooring: 3
  • Fireplace features: 0

Heating

  • Heating features: GFHA

Interior Area

  • Total structure area: 2,250
  • Total interior livable area: 2,250 sqft

Property

Details

  • Parcel number: CHILM271P107
  • Zoning: R3

Features

  • Exterior features: WViews,Deck,Garden,Gym,PubBch
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterfront features: Bay/Harbor
  • Frontage type: Bay/Harbor

Lot

  • Lot size: 0.28 Acres
  • Features: Septic and parking,yes

Parking

  • Parking features: yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $35,395$424,740
Home Insurance *$5,383$64,596
Property Taxes $1,285$15,420
Electricity $443$5,324
Total$42,506$510,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,457,348/yr
40% on housing$1,275,180/yr
45% on housing$1,133,493/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$3,111This listing

vs Other Active Listings

Avg $/sqft

ZIP 02535$1,248
Dukes County$987

vs Homes Sold Last Month

Median $/sqft

ZIP 02535$1,067
Dukes County$616

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$7,000,000
2014-04-02Sold$2,050,000

For Sale by Agent

AgentRobert Kenney 914-413-5223
BrokerageTea Lane Associates

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