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256 Rosebud Lane, Saint Helena, CA, 94574

4beds
4baths
2,000sqft
$1,190,000
$595price/sqft
$7,894/moest. monthly cost
$315,760/yrincome needed

About This Home

Located on St. Helena's coveted west side, 256 Rosebud Lane offers a fantastic investment opportunity. This well-maintained duplex featurea two units in a peaceful residential neighborhood, ideal for rental income, multi-generational living, or the option to reside in one unit while renting out the other. Just minutes from St. Helena's boutiques, restaurants, and wineries. Seller will carry paper with favorable terms. A rare chance to own an income-producing property in one of Napa Valley's most sought-after towns.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

Construction

Condition

  • Year built: 2013

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Tankless Water Heater
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • Partial bathrooms: 2

Features

  • Unit 1 - Beds: 0,Baths: 0,Square Footage: 2264 | Unit 2 - Beds: 4,Baths: 4,Square Footage: 2000 | Unit 3 - Beds: 0,Baths: 0,Square Footage: 2264 | Unit 4 - Beds: 0,Baths: 0,Square Footage: 2264

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 009434002000
  • Special condition: Offer As Is

Features

  • Levels: Two

Lot

  • Lot size: 5,410 sqft
  • Features: Curb(s)

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake

FEMA Declared Disasters in Napa County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,017$72,204
Home Insurance *$291$3,492
Property Taxes $1,158$13,896
Electricity $428$5,146
Total$7,894$94,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$270,651/yr
40% on housing$236,820/yr
45% on housing$210,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$595This listing

vs Other Active Listings

Avg $/sqft

ZIP 94574$1,447
Napa County$792

vs Homes Sold Last Month

Median $/sqft

ZIP 94574$804
Napa County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$1,190,000
2025-11-01Listed for sale$1,300,000

For Sale by Agent

AgentTracy Warr
BrokerageColdwell Banker Brokers of the

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