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2731 Roosevelt Avenue, Thornton, CO, 80229

5beds
2baths
2,106sqft
$485,000
$230price/sqft
$3,191/moest. monthly cost
$127,640/yrincome needed

About This Home

Completely remodeled and move-in ready! This beautifully updated home offers the perfect blend of modern finishes and functional living space. The kitchen features sleek quartz countertops, updated cabinetry, and a fresh, contemporary design ideal for everyday living and entertaining. With a versatile layout, the home includes 2 bedrooms on the main level and 3 additional bedrooms in the fully finished basement, perfect for guests, a home office, or multi-generational living. Two full bathrooms have been thoughtfully updated with stylish finishes. Situated on a spacious lot in a convenient Thornton location, this home offers easy access to shopping, dining, parks, and major commuter routes. A rare opportunity to own a fully remodeled home with plenty of space, don’t miss it! ***Buyer Perks: 1% lender-paid buydown — enjoy a 1% lower interest rate your first year, at no cost to you (must qualify & use preferred lender).

Getting Around

35
WalkingCar-Dependent
39
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

5/10
York InternationalGrades K-120.3 mi
5/10
Academy High SchoolGrades 9-120.3 mi
4/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1958

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 1,053
  • Finished area above ground: 1,053

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,106
  • Total interior livable area: 2,106 sqft

Property

Details

  • Parcel number: R0054208
  • Special condition: Standard
  • Exclusions: Staging Items

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,676 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$287$3,444
Property Taxes $266$3,192
Electricity $186$2,232
Total$3,191$38,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,405/yr
40% on housing$95,730/yr
45% on housing$85,093/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 80229$142
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80229$258
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$540,000
2026-04-27Price change$546,000
2026-04-09Price change$549,900
2026-03-29Listed for sale$550,000
2026-01-02Sold$350,000
2025-03-17Sold$10,000
2022-11-27Price change$2,475
2022-10-12Listed for rent$2,775
2018-01-19Sold$282,900

For Sale by Agent

AgentDenisse Anaya
BrokerageReal Broker, LLC DBA Real

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