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9026 Clayton Street, Thornton, CO, 80229

2beds
1baths
854sqft
$379,000
$444price/sqft
$2,535/moest. monthly cost
$101,400/yrincome needed

About This Home

Tucked into a convenient Thornton neighborhood with NO HOA, this updated 2-bedroom, 1-bath home offers comfortable living with thoughtful recent improvements throughout. Inside, you’ll find new carpet, LVP flooring & new paint. The kitchen has great counter space with granite countertops and a new dishwasher. All appliances stay, including washer and dryer. The home is open, bright, and welcoming. The new sliding glass door opens to the outdoor deck and fully-fenced yard that is ready for your landscaping vision! Roof 2015, Furnace 2019 and AC 2019, 1 car garage with opener. Ideally located near schools, Thornton Community Center, and public transportation, this home offers easy access to everyday amenities, recreation, and commuting options. Move In Ready!

Getting Around

57
WalkingSomewhat Walkable
39
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

4/10
5/10
Academy High SchoolGrades 9-120.1 mi
3/10
Achieve AcademyGrades PK-80.2 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Oven,Range,Range Hood,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bathroom

  • Level: Main

Bedroom

  • Features: Primary Suite
  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 91
  • Dimensions: 7 x 13

Features

  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate
  • Finished area above ground: 854

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 854
  • Total interior livable area: 854 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 9 x 10

Laundry

  • Level: Main
  • Area: 42
  • Dimensions: 6 x 7

Living Room

  • Level: Main
  • Area: 130
  • Dimensions: 10 x 13

Property

Details

  • Parcel number: R0054357
  • Special condition: Standard
  • Exclusions: Seller's Personal Property And Staging Items

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • Fencing: Full

Lot

  • Lot size: 3,960 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$225$2,700
Property Taxes $208$2,496
Electricity $186$2,232
Total$2,535$30,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,914/yr
40% on housing$76,050/yr
45% on housing$67,600/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$444This listing

vs Other Active Listings

Avg $/sqft

ZIP 80229$143
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80229$258
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$379,000
2026-05-27Listed for sale$390,000
2017-07-18Listing removed$1,500
2017-07-11Listed for rent$1,500
2007-06-26Sold$137,000
2007-03-14Sold$90,000
2005-06-03Sold$152,000
1996-07-02Sold$86,500
1993-10-01Sold$61,000

For Sale by Agent

AgentJeff Lewis
BrokerageColdwell Banker Realty - Fort Collins

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