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3227 N Steele Street, Denver, CO, 80205

4beds
2baths
1,728sqft
$610,000
$353price/sqft
$3,766/moest. monthly cost
$150,640/yrincome needed

About This Home

Welcome to 3227 N Steele Street, a fully remodeled duplex in the heart of Denver. Live in one unit and rent the other, offering both comfort and income potential. Each unit has been thoughtfully updated to combine modern style with practical design, featuring open-concept living areas filled with natural light and custom window treatments. The kitchens are equipped with high-end cabinetry and quartz countertops, perfect for cooking and entertaining. Designer fixtures enhance the bathrooms, creating a spa-like feel. Enjoy the privacy of a fenced yard with a cozy fire pit area, along with the convenience of a one-car garage and four additional off-street parking spaces. An electric fence with remote access adds both security and ease. Just minutes from downtown Denver, this property offers stylish, move-in-ready living with quick access to the city’s top dining, shopping, and entertainment.

Getting Around

66
WalkingSomewhat Walkable
44
TransitSome Transit
90
BikeBiker's Paradise

Schools

2/10
2/10
Manual Middle SchoolGrades 6-81.0 mi
8/10
East High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1951

Materials

  • Roof: Composition
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Refrigerator

Bathroom

  • Level: Upper

Bathroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,728

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Kitchen

  • Level: Upper

Kitchen

  • Level: Main

Property

Details

  • Parcel number: 225146003
  • Zoning: U-RH-2.5
  • Special condition: Standard
  • Exclusions: Sellers Personal Property

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,650 sqft
  • Features: Level

Parking

  • Total spaces: 5
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,084$37,008
Home Insurance *$258$3,096
Property Taxes $238$2,856
Electricity $186$2,232
Total$3,766$45,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,120/yr
40% on housing$112,980/yr
45% on housing$100,426/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 80205$233
Denver County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 80205$380
Denver County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$690,000
2026-02-13Price change$720,000
2025-12-16Listed for sale$740,000
2023-05-24Sold$550,000
1994-08-18Sold$46,000

For Sale by Agent

AgentAraceli Quezada
BrokerageKeller Williams Realty Downtown LLC

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