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7091 Oswego Ct, Moorpark, CA, 93021

4beds
3baths
2,402sqft
$979,000
$408price/sqft
$6,412/moest. monthly cost
$256,480/yrincome needed

About This Home

Welcome to this beautifully appointed 4-bedroom, 2.5-bathroom home located in the highly desirable LivingSmart community. Thoughtfully designed for both comfortable everyday living and effortless entertaining, this home offers a spacious, open-concept floor plan with stylish finishes throughout. Upon entry, you'll be welcomed by the formal living and dining rooms, creating the perfect setting for both everyday gatherings and special occasions. Gorgeous bamboo flooring flows throughout the home, adding warmth and elegance to every space. The heart of the home is the expansive kitchen, featuring a large center island with seating, abundant cabinetry, and seamless flow into the family room, making it ideal for entertaining or simply enjoying time with family. Step outside to the inviting backyard, where you'll find a cozy outdoor space perfect for dining al fresco, relaxing with friends, or enjoying peaceful evenings. Upstairs, the spacious primary suite serves as a private retreat with an en-suite bathroom featuring dual vanities and a glass-enclosed shower. Two additional secondary bedrooms share a well-appointed hall bathroom with dual sinks, while the versatile fourth bedroom offers endless possibilities as a home office, gym, playroom, or guest room. An upstairs laundry room adds everyday convenience. Residents enjoy access to the community pool and are ideally located just moments from shopping, dining, parks, and award-winning schools. Beautifully updated, ideally located, and move-in ready--this is truly the one you've been waiting for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
Moorpark High SchoolGrades 9-122.7 mi
5/10
Mesa Verde Middle SchoolGrades 6-82.1 mi

Construction

Condition

  • Year built: 2015

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Bamboo,Ceramic Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,402
  • Total interior livable area: 2,402 sqft

Property

Details

  • Parcel number: 5130283385
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Ground Level w/Steps
  • Private pool: Yes
  • Pool features: Association,Heated & Filtered
  • Has spa: Yes
  • Spa features: Association Spa,Heated,In Ground

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,950$59,400
Home Insurance *$195$2,340
Property Taxes $752$9,024
Electricity $515$6,180
Total$6,412$76,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,840/yr
40% on housing$192,360/yr
45% on housing$170,986/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 93021$514
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93021$448
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$949,000
2026-07-23Price change$979,000
2026-06-26Listed for sale$999,000
2021-03-18Sold$810,000
2017-06-15Sold$710,000
2015-05-06Sold$618,500

For Sale by Agent

AgentHare and Associates
BrokerageeXp Realty of Greater Los Angeles Inc.

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