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6518 Xavier St, Arvada, CO, 80003

4beds
4baths
2,106sqft
$649,900
$309price/sqft
$4,130/moest. monthly cost
$165,200/yrincome needed

About This Home

PRICE IMPROVEMENT! Beautifully updated single-family home offering 4 bedrooms, 4 bathrooms, (please compare to 3-5 bedroom properties in the area since it was an option when built) With 2106 square feet of thoughtfully designed living space on a spacious 7,500 sq ft lot in the heart of Arvada. Originally built in 1962, this home showcases a well-maintained, original brick exterior, offering curb appeal and durability. Inside, the home has been carefully renovated with quality workmanship and attention to detail. All improvements were completed with permits and have passed required inspections, providing added confidence and peace of mind. Major system upgrades include new central air conditioning, fully replaced electrical with new panel, added bathrooms, and upgraded plumbing, delivering modern comfort and reliability. The main level features original oak hardwood floors, newer windows, and a bright, open layout designed for comfortable everyday living and entertaining. The kitchen includes maple cabinetry and flows seamlessly into both the living and dedicated dining area-preserving an open, functional floor plan that maximizes space and livability. The primary suite offers a walk-in closet and a private laundry area for added convenience. The fully finished basement provides exceptional flexibility, complete with a kitchenette, second laundry area, and durable scratch-resistant, 24-hour water-resistant engineered hardwood flooring. Three oversized egress windows bring in abundant natural light, enhancing both comfort and functionality of the lower level-ideal for multigenerational living, guests, or potential rental use. Outdoor living is equally inviting with a covered patio-perfect for relaxing or entertaining. The yard includes a sprinkler system and has been fully prepped for seed or xeriscape, offering a blank canvas for buyers. Situated on a generous lot in an established neighborhood, this home stands out for its thoughtful layout, quality upgrades.

Getting Around

70
WalkingSomewhat Walkable
33
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

2/10
Westminster High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Mixed Use

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Bar Fridge,Washer,Dryer,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Basement
  • Area: 169
  • Dimensions: 13 x 13

Bedroom3

  • Level: Basement
  • Area: 144
  • Dimensions: 12 x 12

Bedroom4

  • Level: Basement
  • Area: 99
  • Dimensions: 9 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12 x 10

Family Room

  • Level: Basement
  • Area: 182
  • Dimensions: 14 x 13

Features

  • Separate Dining Room,Open Floorplan,Walk-In Closet(s),Wet Bar,Jack & Jill Bathroom
  • Flooring: Wood
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 980
  • Finished area above ground: 1,053

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,033
  • Total interior livable area: 2,106 sqft

Kitchen

  • Level: Main
  • Area: 150
  • Dimensions: 10 x 15

Laundry

  • Level: Main
  • Area: 18
  • Dimensions: 3 x 6

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 14 x 16

Primary Bedroom

  • Features: 3/4 Primary Bath
  • Level: Main
  • Area: 165
  • Dimensions: 11 x 15

Property

Accessibility

  • Accessibility features: Level Lot,Main Level Laundry

Details

  • Parcel number: R0101484
  • Zoning: SFR
  • Special condition: Private Owner,Partnership
  • Other equipment: Fireplace Tools Included
  • Exclusions: Furniture and staging items

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Fencing: Wood
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 7,500 sqft
  • Features: City Limits,Paved,Curbs,Gutters,Sidewalks,Street Light

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$301$3,612
Property Taxes $357$4,284
Electricity $186$2,232
Total$4,130$49,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,600/yr
40% on housing$123,900/yr
45% on housing$110,133/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$309This listing

vs Other Active Listings

Avg $/sqft

ZIP 80003$184
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80003$266
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$699,000
2026-04-25Listed for sale$719,000
2025-09-09Sold$350,000
2012-06-01Sold$185,000
2012-03-28Price change$187,500
2012-03-01Listed for sale$193,333
1999-06-29Sold$133,333
1995-05-23Sold$112,000

For Sale by Agent

AgentJohn Larkin
BrokerageeXp Realty LLC

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