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6889 Xavier Cir #3, Westminster, CO, 80030

2beds
2baths
1,960sqft
$375,000
$191price/sqft
$2,477/moest. monthly cost
$99,080/yrincome needed

About This Home

Open, bright and airy home in the lakefront community of the Yacht Club. Soaring vaulted ceilings and expansive windows create a sense of spaciousness. You'll be hard pressed to find this kind of natural light in any home! The open main-floor living space incorporates the kitchen, dining and living room seamlessly while a gas fireplace lends some charm and warmth to the space. A patio off the dining space leads out onto HOA-maintained grounds and out to the garage. The main floor also features a bedroom with it's own patio and bath, enabling main-floor living if needed. Upstairs you'll find a large loft area, open to below, which would make a perfect office, media room or hobby space. The primary bedroom with en-suite bath and tons of closet space rounds out the upper level. The full unfinished basement with egress window is framed for a large family/rec room, or simply use the space for storage. Brand new furnace and air conditioner for worry-free comfort year round. The Yacht Club includes a great neighborhood swimming pool and lakefront access to Hidden Lake--paddleboard on over to the neighborhood restaurant, or sit on the shore and watch the Hidden Lake fireworks show for a fun summertime experience!

Getting Around

59
WalkingSomewhat Walkable
29
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

2/10
Westminster High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 54
  • Dimensions: 6 x 9

Features

  • Cathedral Ceiling(s),Open Floorplan,Pantry
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,227

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,227
  • Total interior livable area: 1,960 sqft

Kitchen

  • Level: Main
  • Area: 88
  • Dimensions: 8 x 11

Laundry

  • Level: Basement
  • Area: 242
  • Dimensions: 11 x 22

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 12 x 16

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Upper
  • Area: 154
  • Dimensions: 11 x 14

Study

  • Level: Upper
  • Area: 143
  • Dimensions: 11 x 13

Property

Accessibility

  • Accessibility features: Near Bus,Main Floor Bath,Accessible Bedroom

Details

  • Parcel number: R0101731
  • Attached to another structure: Yes
  • Zoning: RES
  • Special condition: Private Owner

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1st Floor
  • Patio & porch: Patio,Enclosed
  • Waterfront features: Lake Privileges

Lot

  • Features: City Limits,Paved,Curbs,Gutters,Sidewalks

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$189$2,268
Property Taxes $206$2,472
Electricity $186$2,232
Total$2,477$29,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,925/yr
40% on housing$74,310/yr
45% on housing$66,053/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 80030$212
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80030$288
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$359,000
2026-07-23Price change$375,000
2026-07-02Listed for sale$387,500
2025-10-01Listing removed$1,950
2025-09-25Listed for rent$1,950
2025-05-02Listing removed$1,950
2025-04-22Listed for rent$1,950
2024-04-19Listing removed--
2024-04-14Listed for rent$1,900
2023-04-29Listing removed--
2023-04-21Listed for rent$1,900
2021-04-03Listing removed--
2021-03-31Listed for rent$1,850
2004-04-01Sold$175,000
1995-05-31Sold$100,500
1994-05-31Sold$91,500

For Sale by Agent

AgentDavid Vincent
BrokerageWK Real Estate

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