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600 Georgia Ave, Saint Cloud, FL, 34769

5beds
6baths
2,626sqft
$565,000
$215price/sqft
$3,888/moest. monthly cost
$155,520/yrincome needed

About This Home

Welcome to this beautiful no-HOA home designed to offer space, comfort, and versatility for modern living. Featuring 5 bedrooms, 4 full bathrooms, and 2 half baths, this thoughtfully designed property is ideal for large families or those seeking additional income opportunities. A legal, permitted accessory dwelling unit (ADU) provides the perfect setup for a mother-in-law suite or rental income, complete with a full kitchen, one bedroom, a full bath, and a laundry closet. The main home welcomes you with porcelain tile flooring throughout, elegant wood molding designs on the walls, and ceiling fans in every room, creating an open and airy feel. Elegant light fixtures in the dining area and kitchen add a warm, stylish touch, enhancing the inviting atmosphere. The bright open-concept floor plan is perfect for everyday living and entertaining. Two bedrooms share a Jack-and-Jill bathroom, while another bedroom features a private en-suite. The kitchen serves as the heart of the home, showcasing oversized granite countertops, 36-inch cabinetry, and generous space for gathering and making memories. A convenient half bath for guests completes the layout. All bathrooms feature beautifully tiled showers with elegant finishes, offering a spa-like yet cozy feel throughout the home. For those who enjoy entertaining or need extra storage, the impressive 720 sq. ft. garage includes a half bathroom, bar area, and sink, making it ideal for hosting game nights or weekend get-togethers. Situated in a charming community near Lake Tohopekaliga in St. Cloud, residents enjoy walking trails, playgrounds, a marina with boat slips, a waterfront restaurant, and some of the best sunset views in town. This inviting home offers comfort, style, and endless possibilities—truly a wonderful place to call home.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

3/10
7/10
St. Cloud Middle SchoolGrades 6-81.7 mi
4/10
St. Cloud High SchoolGrades PK,9-121.5 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: Laundry Closet

Bathroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 12x13

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 168
  • Dimensions: 12x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Dining Room

  • Level: First
  • Area: 168
  • Dimensions: 12x14

Features

  • Ceiling Fan(s)
  • Flooring: Porcelain Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,346
  • Total interior livable area: 2,626 sqft

Kitchen

  • Level: First
  • Area: 170
  • Dimensions: 10x17

Living Room

  • Level: First
  • Area: 210
  • Dimensions: 15x14

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 196
  • Dimensions: 14x14

Property

Details

  • Parcel number: 012630000100320010
  • Zoning: SR2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Balcony

Lot

  • Lot size: 7,492 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Inland Flooding
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$398$4,776
Property Taxes $370$4,440
Electricity $264$3,171
Total$3,888$46,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,302/yr
40% on housing$116,640/yr
45% on housing$103,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 34769$143
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34769$236
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$565,000
2026-04-09Listing removed$579,900
2026-01-21Price change$579,900
2026-01-09Listed for sale$580,000
2024-06-12Listing removed--
2024-05-14Price change$2,600
2024-05-06Price change$3,000
2024-04-17Price change$2,500
2024-04-10Price change$2,800
2024-03-29Listed for rent$3,200
2019-12-13Sold$280,000
2019-07-26Listing removed$274,999
2019-07-23Price change$274,999
2019-06-21Price change$279,999
2019-05-13Listed for sale$289,999
2018-01-25Sold$32,000

For Sale by Agent

AgentIvania Miolan
BrokerageHOME BANKERS REALTY, LLC

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