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450 ROSEDALE AVENUE, Saint Cloud, FL, 34769

3beds
2baths
1,806sqft
$575,000
$318price/sqft
$4,188/moest. monthly cost
$167,520/yrincome needed

About This Home

Exceptional custom-built home offering the perfect combination of quality construction, functional design, and impressive garage space, all situated on a full acre just minutes from town. This three-bedroom, two-bath residence features more than 1,800 square feet of living area and over 2,000 square feet of garage space. Upon entering, you'll appreciate the open-concept floor plan filled with abundant light. The custom kitchen is equipped with stainless steel appliances, granite countertops, a dedicated dining area, and a bar-top seating area overlooking the living room, creating an ideal space for both everyday living and entertaining. The spacious primary suite provides a comfortable retreat and includes a walk-in closet with custom shelving and an en-suite bath featuring a large walk-in shower. A split-bedroom layout offers privacy, with two additional generously-sized bedrooms and a full bath located on the opposite side of the home. Outdoor living is enhanced by a covered rear porch spanning 40 feet across the back of the home, providing ample space for relaxation and gatherings. The garage accommodations are truly remarkable. The attached oversized two-car garage offers 841 square feet and features custom flooring and recessed lighting. The detached 40' x 32' garage includes a center bay measuring 16' x 32' with 14-foot ceilings and a 12-foot overhead door, ideal for larger vehicles, boats, equipment, or recreational storage. The right bay measures 12' x 32', while the enclosed left bay provides an excellent workshop or hobby space. Additional quality features include spray foam insulation and exterior block walls reinforced with solid poured concrete, contributing to the home's durability and energy efficiency. Properties with this level of construction, garage capacity, and acreage are rarely available. Schedule your private showing today.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
7/10
St. Cloud Middle SchoolGrades 6-81.3 mi
4/10
St. Cloud High SchoolGrades PK,9-121.4 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 90
  • Dimensions: 10x9

Features

  • Ceiling Fan(s),Primary Bedroom Main Floor,Split Bedroom,Stone Counters
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,024
  • Total interior livable area: 1,806 sqft

Kitchen

  • Features: No Closet
  • Level: First
  • Area: 143
  • Dimensions: 13x11

Living Room

  • Features: No Closet
  • Level: First
  • Area: 196
  • Dimensions: 14x14

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 256
  • Dimensions: 16x16

Property

Details

  • Parcel number: 012630495000012270
  • Zoning: RS-2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Other
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1.19 Acres
  • Features: Cleared,In County

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Tornado
Hurricane
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$405$4,860
Property Taxes $679$8,148
Electricity $197$2,366
Total$4,188$50,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,588/yr
40% on housing$125,640/yr
45% on housing$111,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 34769$141
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34769$236
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$575,000
2026-06-12Listed for sale$579,900
2014-06-12Sold$31,000
1998-03-17Sold$18,000

For Sale by Agent

AgentSteven Durrance
BrokerageFLORIDA PINES REALTY, LLC

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