9165 Luna Dr, Saint Cloud, FL, 34773
About This Home
Tucked away in a quiet, country setting, this nearly new 4 bedroom, 2 bath home offers the kind of space and flexibility that’s getting harder to find. Situated on an expansive 0.85 acre lot you have the freedom to enjoy a more relaxed lifestyle. Whether that means bringing your toys to the 40x30 pole barn with water & electric, workshop, gardening, or simply enjoying the extra room and privacy without the typical neighborhood restrictions. Inside, you’ll find thoughtful upgrades including a Kitchen Island & Stunning Light Fixtures & Entry Gate! Start your mornings on the inviting 27x16 back patio and unwind in the evenings overlooking your spacious backyard. With nearly an acre, there’s plenty of room to spread out, entertain, or create your own outdoor oasis! Conveniently located just minutes from St. Cloud, Harmony, and Close to Melbourne Beach & the East Coast too! Commuting would be a breeze while still enjoying a tucked-away feel. These areas will provide unlimited access to restaurants, shops, waterfront parks, and year-round events. This is a unique opportunity to enjoy space, flexibility, and location all in one.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Crawlspace
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside,Laundry Room
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 120
- Dimensions: 12x10
Bedroom3
- Features: Built-in Closet
- Level: First
- Area: 132
- Dimensions: 12x11
Bedroom4
- Features: Built-in Closet
- Level: First
- Area: 120
- Dimensions: 12x10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 260
- Dimensions: 20x13
Features
- Ceiling Fan(s),Open Floorplan,Split Bedroom,Walk-In Closet(s)
- Window features: Blinds
- Flooring: Laminate
- Fireplace features: Free Standing
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,836
- Total interior livable area: 1,836 sqft
Kitchen
- Level: First
- Area: 182
- Dimensions: 14x13
Living Room
- Level: First
- Area: 288
- Dimensions: 24x12
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 180
- Dimensions: 15x12
Property
Details
- Parcel number: 132732271000010150
- Zoning: OPUD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Rear Porch
- Exterior features: Private Entrance,Private Yard
- Fencing: Wire
- Has view: Yes
- View description: Trees/Woods
- Residential vegetation: Wooded
Lot
- Lot size: 0.86 Acres
- Features: Drainage Canal
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hurricane
- Lightning
- Wildfire
- Drought
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Osceola County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,865 | $22,380 |
| Home Insurance * | $146 | $1,752 |
| Property Taxes | $323 | $3,876 |
| Electricity | $197 | $2,366 |
| Total | $2,531 | $30,372 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $369,000 |
| 2023-10-27 | Sold | $285,000 |
| 2023-09-25 | Pending sale | $299,000 |
| 2023-09-18 | Price change | $299,000 |
| 2023-09-15 | Listed for sale | $326,000 |
| 2023-07-28 | Pending sale | $326,000 |
| 2023-06-12 | Listed for sale | $326,000 |
| 2023-05-04 | Pending sale | $326,000 |
| 2023-04-28 | Listed for sale | $326,000 |
| 2023-04-07 | Pending sale | $326,000 |
| 2023-04-04 | Price change | $326,000 |
| 2023-01-11 | Listed for sale | $331,000 |
| 2021-07-09 | Sold | $10,000 |
| 2016-10-18 | Sold | $7,300 |
| 2001-07-05 | Sold | $5,100 |
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