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3529 Clay Brick Rd, Harmony, FL, 34773

4beds
3baths
2,085sqft
$349,700
$168price/sqft
$2,449/moest. monthly cost
$97,960/yrincome needed

About This Home

Seller to contribute $5,000 towards buyer's closing cost! Lovely water view & golf course view! 4-bedroom, 2.5-bath townhome with a 2-car garage, located in a bright and desirable end unit. The owner’s suite is conveniently located on the first floor, while three additional bedrooms, a spacious loft, and the laundry room are upstairs. The open-concept kitchen, family, and dining areas create an ideal space for entertaining and seamlessly extend to the large covered lanai for indoor-outdoor living. The kitchen features 42" wood cabinets, stainless steel appliances, recessed lighting, and a closet pantry. The owner’s suite offers a generous walk-in closet and an ensuite bathroom with dual sink vanity, garden tub, and separate shower. Abundant storage throughout adds to the home’s functionality and appeal. Upgrades include hot water heater (2025), new roof (2024), whole house water softener, garbage disposal (2025), dishwasher (2025), A/C motor blower (2025). Ideally situated close to the neighborhood school; Harmony Elementary and High School, this home also offers golf-cart-friendly access through a nearby tunnel, making it a top choice for those who value education and convenience. Harmony residents enjoy exceptional amenities, including Buck Lake, where you can take out community pontoon boats, kayaks, or canoes, or cast a line from the community fishing pier. Additional perks include two resort-style pools, dog parks, playgrounds, walking trails, fitness center, and bike paths. Enjoy strolls or golf cart rides to the local coffee shop, pizza place, and Mexican restaurant—all within the neighborhood. With convenient access to Orlando International Airport, Medical City in Lake Nona, and the East Coast Beaches, Harmony offers a perfect blend of nature, lifestyle, and location. Don’t miss your chance to own this move-in ready home! Schedule your private showing today! Buyer to verify all room measurements.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
Harmony Community SchoolGrades PK-50.7 mi
6/10
Middle School AAGrades 6-80.6 mi
5/10
Harmony High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2015

Materials

  • Foundation: Block,Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 120
  • Dimensions: 8x15

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 130
  • Dimensions: 10x13

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 100
  • Dimensions: 10x10

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Primary Bedroom Main Floor,Solid Wood Cabinets,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Window features: Blinds,Window Treatments
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,729
  • Total interior livable area: 2,085 sqft

Kitchen

  • Level: First
  • Area: 169
  • Dimensions: 13x13

Living Room

  • Level: First
  • Area: 182
  • Dimensions: 13x14

Loft

  • Level: Second
  • Area: 156
  • Dimensions: 12x13

Primary Bathroom

  • Level: First
  • Area: 130
  • Dimensions: 10x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 168
  • Dimensions: 14x12

Property

Details

  • Parcel number: 30263228770001009A
  • Attached to another structure: Yes
  • Zoning: PD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch
  • Exterior features: Balcony,Basketball Court,Dog Run,Playground,Rain Gutters,Sidewalk,Tennis Court(s)
  • Has view: Yes
  • View description: Golf Course,Water
  • Water view: Water
  • Waterfront features: Lake,Lake Privileges
  • Waterbody name: CAT LAKE & BUCK LAKE
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 3,572 sqft
  • Features: Near Golf Course,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Alley Access,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Wildfire
Hurricane
Inland Flooding
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,768$21,216
Home Insurance *$138$1,656
Property Taxes $334$4,008
Electricity $209$2,517
Total$2,449$29,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,965/yr
40% on housing$73,470/yr
45% on housing$65,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 34773$183
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34773$188
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-11Price change$349,700
2026-01-30Price change$349,800
2026-01-15Listed for sale$349,900
2024-07-12Listing removed$235,000
2021-05-20Sold$235,000
2021-04-21Pending sale$235,000
2016-01-01Sold$217,246
2015-09-04Sold$217,246

For Sale by Agent

AgentJeanine Corcoran, CORCORAN CONNECT LLC
BrokerageCORCORAN CONNECT LLC

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