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976 Miramonte Dr APT 4, Santa Barbara, CA, 93109

1beds
1baths
630sqft
$815,000
$1,294price/sqft
$5,298/moest. monthly cost
$211,920/yrincome needed

About This Home

Rare corner end-unit condo with beautiful mountain views in the highly sought-after Santa Barbara Highlands. Filled with natural light, this 1-bedroom, 1-bathroom home features hardwood floors, cathedral ceilings, a mini-split HVAC system, spacious living room with cozy fireplace, and a spiral staircase leading to a loft that provides valuable extra living space. Enjoy the Santa Barbara weather while relaxing on the covered deck overlooking mature trees and the American Riviera in the distance. Additionally, the covered carport includes generous storage. Residents enjoy access to two pools, spa, sauna, recreation room, and on-site laundry, making this an ideal lifestyle for those seeking comfort, convenience, and a sense of community.

Getting Around

26
WalkingCar-Dependent
41
TransitSome Transit
35
BikeSomewhat Bikeable

Schools

3/10
6/10
8/10

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Oven/Range-Electric

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining Area

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 630
  • Total interior livable area: 630 sqft

Property

Details

  • Parcel number: 035400041
  • Zoning description: Condo
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: Optional Service
  • Has view: Yes
  • View description: Hill/Peak/Mnt

Lot

  • Lot size: 871.20 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,121$49,452
Home Insurance *$71$852
Property Taxes $708$8,496
Electricity $398$4,786
Total$5,298$63,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,645/yr
40% on housing$158,940/yr
45% on housing$141,280/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,294This listing

vs Other Active Listings

Avg $/sqft

ZIP 93109$1,303
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93109$1,552
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$815,000
2026-07-08Listed for sale$839,000
2024-09-13Listing removed$5,188
2024-07-28Price change$5,188
2024-07-12Price change$5,489
2024-06-18Price change$5,980
2024-06-12Price change$6,480
2024-06-04Listed for rent$6,280
2024-06-04Listing removed--
2024-03-12Listed for rent$4,880
2024-03-12Listing removed--
2024-02-19Price change$3,988
2024-02-06Listed for rent$4,288
2019-08-16Sold$495,000
2015-05-26Sold$410,000

For Sale by Agent

AgentLaura Drammer
BrokerageBerkshire Hathaway HomeServ-Los Olivos

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