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969 Miramonte Dr APT 5, Santa Barbara, CA, 93109

2beds
2baths
1,120sqft
$940,000
$839price/sqft
$6,053/moest. monthly cost
$242,120/yrincome needed

About This Home

Welcome to the best The Highlands have to offer! This highly sought after 2 bed 2 bath, 1120 sq. ft., move in ready condo is looking for its next owner. New luxury vinyl downstairs and new carpet upstairs. Freshly painted and a newer stove has been installed. Close to the community pool, hot tub, clubhouse and sauna. Enjoy the Mesa lifestyle for under 1 million. https://listing.upmarket.media/sites/qnnavoa/unbranded

Getting Around

20
WalkingCar-Dependent
39
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

3/10
6/10
8/10

Construction

Condition

  • Property condition: Good
  • Year built: 1973

Materials

  • Foundation: Slab

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Cooktop

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate,Carpet

Heating

  • Heating features: Wall Furnace

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 035410024
  • Zoning: R-1

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: Outdoor Pool
  • Exterior features: Sauna,Lawn
  • Has view: Yes
  • View description: Park/Greenbelt,Trees/Woods
  • Topography of land: Hilly

Lot

  • Features: Wooded

Parking

  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,753$57,036
Home Insurance *$82$984
Property Taxes $820$9,840
Electricity $398$4,786
Total$6,053$72,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,531/yr
40% on housing$181,590/yr
45% on housing$161,413/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$839This listing

vs Other Active Listings

Avg $/sqft

ZIP 93109$1,296
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93109$1,552
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-17Listed for sale$955,000
2021-01-20Sold$653,000
2021-01-07Pending sale$653,000
2020-10-15Price change$653,000
2020-09-29Pending sale$614,000
2020-04-15Price change$614,000
2019-11-20Price change$617,000
2019-09-15Price change$598,888
2019-08-29Price change$599,999
2019-07-30Listed for sale$614,000
2019-06-17Listing removed$626,999
2019-05-10Price change$626,999
2019-04-30Price change$627,998
2019-04-23Price change$628,500
2019-04-06Listed for sale$629,000
2018-11-07Listing removed$629,000
2018-10-25Price change$629,000
2018-10-06Listed for sale$633,000
2018-05-04Sold$585,000
2018-03-21Pending sale$595,000
2018-02-08Listed for sale$595,000
2003-10-08Sold$460,000
2000-10-11Sold$290,000

For Sale by Agent

AgentWilliam C Turner III
BrokerageDouglas Elliman of California, Inc.

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