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405 Ellwood Beach Dr APT B, Goleta, CA, 93117

2beds
2baths
1,115sqft
$735,000
$659price/sqft
$4,891/moest. monthly cost
$195,640/yrincome needed

About This Home

This inviting Goleta condo blends thoughtful updates with comfortable living. The updated kitchen features granite countertops, stainless steel appliances, and abundant storage. Wood floors and fresh interior paint create a move-in-ready feel. Enjoy mountain views from both the kitchen and the primary bedroom. The home offers two bedrooms and two full bathrooms, along with an in-unit combination washer and dryer. Ideally located near UCSB, Camino Real Center, Girsh Park, the Butterfly Grove, and scenic walking trails.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
77
BikeVery Bikeable

Schools

8/10

Construction

Condition

  • Property condition: Good
  • Year built: 1968

Materials

  • Foundation: Slab
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Refrigerator,Built-In Electric Range,Dishwasher,Disposal,Dryer,Microwave,Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,115
  • Total interior livable area: 1,115 sqft

Property

Details

  • Parcel number: 079700002
  • Zoning: Other

Features

  • Levels: Entry Lvl(No Stairs),Single Story
  • Patio & porch: Patio,Covered
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Level

Lot

  • Lot size: 871.20 sqft
  • Features: Level,Near Public Transit

Parking

  • Total spaces: 2
  • Parking features: Outside,Carport,Detached
  • Has garage: Yes
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance *$86$1,032
Property Taxes $691$8,292
Electricity $398$4,786
Total$4,891$58,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,691/yr
40% on housing$146,730/yr
45% on housing$130,426/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$659This listing

vs Other Active Listings

Avg $/sqft

ZIP 93117$841
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93117$976
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for rent$3,400
2026-07-07Price change$735,000
2026-06-04Listed for sale$744,900
2026-04-14Listing removed$744,900
2026-03-27Contingent$744,900
2026-03-12Price change$744,900
2026-02-28Price change$759,000
2026-02-14Price change$765,000
2026-01-24Listed for sale$775,000
2000-05-12Sold$220,000

For Sale by Agent

AgentMarie Sue Parsons & Stephanie Young
BrokerageBerkshire Hathaway HomeServices California Properties

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