




1080 Ladera Ln, Santa Barbara, CA, 93108
About This Home
Sweeping Ocean and Mountain Views with Expansion Potential. Perched on approximately 4.16 acres in Montecito, 1080 Ladera Lane offers sweeping ocean and mountain views, exceptional privacy, and expansive usable flat land. Recently renovated with numerous upgrades, this 4BD/4BA home captures spectacular ocean views from the living room, kitchen, and primary suite. A tranquil koi pond, detached garage, studio/workshop, solar, private well, and an extraordinary orchard enhance the estate. Multiple level building envelopes offer exceptional potential for future expansion, guest residences, or recreational amenities. A rare opportunity to own a truly remarkable Montecito property.
Getting Around
Schools
Construction
Condition
- Year built: 1977
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Dishwasher
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- Fireplace features: Living Room,Other
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,064
- Total interior livable area: 4,064 sqft
Property
Details
- Parcel number: 155030039
- Zoning: Other, CLA
Features
- Levels: Two
- Patio & porch: Patio,Deck,Covered
- Exterior features: Lawn,Fruit Trees
- Has view: Yes
- View description: Mountain(s),Islands,Coastline,Ocean
- Has water view: Yes
- Water view: Islands,Coastline,Ocean
- Topography of land: Level
Lot
- Lot size: 4.16 Acres
- Features: Level
Parking
- Parking features: Garage,Circular Driveway,Detached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Landslide
- Wildfire
- Earthquake
- Drought
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Barbara County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $22,754 | $273,048 |
| Home Insurance * | $522 | $6,264 |
| Property Taxes | $4,064 | $48,768 |
| Electricity | $871 | $10,457 |
| Total | $28,211 | $338,532 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Listed for sale | $4,500,000 |
For Sale by Agent
