Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1080 Ladera Ln, Santa Barbara, CA, 93108

4beds
4baths
4,064sqft
$4,500,000
$1,107price/sqft
$28,211/moest. monthly cost
$1,128,440/yrincome needed

About This Home

Sweeping Ocean and Mountain Views with Expansion Potential. Perched on approximately 4.16 acres in Montecito, 1080 Ladera Lane offers sweeping ocean and mountain views, exceptional privacy, and expansive usable flat land. Recently renovated with numerous upgrades, this 4BD/4BA home captures spectacular ocean views from the living room, kitchen, and primary suite. A tranquil koi pond, detached garage, studio/workshop, solar, private well, and an extraordinary orchard enhance the estate. Multiple level building envelopes offer exceptional potential for future expansion, guest residences, or recreational amenities. A rare opportunity to own a truly remarkable Montecito property.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
6
BikeSomewhat Bikeable

Schools

10/10
5/10
7/10

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Fireplace features: Living Room,Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,064
  • Total interior livable area: 4,064 sqft

Property

Details

  • Parcel number: 155030039
  • Zoning: Other, CLA

Features

  • Levels: Two
  • Patio & porch: Patio,Deck,Covered
  • Exterior features: Lawn,Fruit Trees
  • Has view: Yes
  • View description: Mountain(s),Islands,Coastline,Ocean
  • Has water view: Yes
  • Water view: Islands,Coastline,Ocean
  • Topography of land: Level

Lot

  • Lot size: 4.16 Acres
  • Features: Level

Parking

  • Parking features: Garage,Circular Driveway,Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Wildfire
Earthquake
Drought

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,754$273,048
Home Insurance *$522$6,264
Property Taxes $4,064$48,768
Electricity $871$10,457
Total$28,211$338,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$967,234/yr
40% on housing$846,330/yr
45% on housing$752,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,107This listing

vs Other Active Listings

Avg $/sqft

ZIP 93108$2,289
Santa Barbara County$1,074

vs Homes Sold Last Month

Median $/sqft

ZIP 93108$1,778
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$4,500,000

For Sale by Agent

AgentGarrett J McCaw
BrokerageBerkshire Hathaway HomeServices California Properties

Similar Homes