See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

6921 Norwood Ferry #49, Elkridge, MD, 21075

4beds
3baths
2,040sqft
$499,990
$245price/sqft
$3,365/moest. monthly cost
$134,600/yrincome needed

About This Home

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
Hanover Hills ElementaryGrades PK-50.7 mi
4/10
6/10
Guilford Park HighGrades 9-104.1 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater,Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished,Front Entrance,Rear Entrance

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Open Floorplan,Eat-in Kitchen,Recessed Lighting,Walk-In Closet(s),Kitchen - Table Space,9'+ Ceilings,Cathedral Ceiling(s)
  • Door features: French Doors,Six Panel
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 2,040

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 2,040
  • Total interior livable area: 2,040 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1401319604
  • Zoning: 0
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$122$1,464
Property Taxes $434$5,208
Electricity $281$3,374
Total$3,365$40,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,371/yr
40% on housing$100,950/yr
45% on housing$89,733/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 21075$221
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21075$232
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$519,990
2023-11-10Sold$510,000
2023-10-17Pending sale$500,000
2023-10-13Listed for sale$499,900
2017-06-20Sold$365,000
2015-02-06Sold$364,900
2009-06-11Sold$348,930

For Sale by Agent

AgentDEMETRIUS CRAWFORD
BrokerageHomeSmart

Similar Homes