1821 Bank St, Baltimore, MD, 21231
About This Home
FORECLOSURE OPPORTUNITY!!! Welcome to 1821 Bank Street, a beautifully updated corner home in one of Baltimore’s most desirable city locations. This striking residence blends historic charm with modern style, featuring a bright open layout, wide-plank wood floors, a dramatic coffered ceiling, and a custom stone accent wall that anchors the main living space. Designed for both everyday living and entertaining, the home offers seamless flow between the living, dining, and kitchen areas with tasteful updates and elevated finishes throughout. The exterior is equally impressive, with strong curb appeal, a carport, and a rare multi-tiered roof deck that provides exceptional space for relaxing, hosting, and enjoying panoramic city views. Ideally located near dining, shopping, waterfront attractions, and all the best of Baltimore city living, this foreclosed property offers a unique combination of value, character, convenience, and standout outdoor amenities.
Getting Around
Walker's Paradise
Excellent Transit
Very BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 1920
Materials
- Foundation: Brick/Mortar
- Roof: Flat
- Construction materials: Brick
Type & Style
- Home type: Townhouse
- Architectural style: Federal
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Washer,Dishwasher,Dryer,Disposal,Oven,Gas Water Heater
- Laundry features: Upper Level,Washer In Unit,Dryer In Unit
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Bathroom - Walk-In Shower,Soaking Tub,Dining Area,Eat-in Kitchen,Primary Bath(s),Kitchen Island,Open Floorplan,Dry Wall
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,400
Heating & Cooling
- Heating features: Hot Water,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,400
- Total interior livable area: 2,400 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0302081772 010
- Zoning: R-8
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Deck,Roof,Roof Deck
- Exterior features: Lighting
Lot
- Lot size: 1,260 sqft
Parking
- Total spaces: 1
- Parking features: Off Street,Attached Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,691 | $44,292 |
| Home Insurance * | $587 | $7,044 |
| Property Taxes | $1,367 | $16,404 |
| Electricity | $305 | $3,669 |
| Total | $5,950 | $71,400 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $625,000 |
| 2026-06-09 | Listed for sale | $729,999 |
| 2023-09-18 | Sold | $690,000 |
| 2022-07-28 | Sold | $690,000 |
| 2022-06-15 | Contingent | $689,000 |
| 2022-05-20 | Price change | $689,000 |
| 2022-04-21 | Price change | $699,000 |
| 2022-04-06 | Listed for sale | $724,900 |
| 2022-03-12 | Contingent | $724,900 |
| 2022-03-10 | Listed for sale | $724,900 |
| 2019-07-25 | Sold | $245,751 |
| 2019-05-31 | Listed for sale | $169,900 |
| 2019-05-23 | Sold | $155,000 |
| 2019-04-22 | Pending sale | $169,900 |
| 2019-04-16 | Price change | $169,900 |
| 2019-04-06 | Pending sale | $179,900 |
| 2019-03-15 | Listed for sale | $179,900 |
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